Compare Today’s Refinance Rates for Midland Park, New Jersey 07432
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Midland Park, New Jersey 07432.
With a 30-year amortization refinance in Midland Park and surrounding areas of Bergen county, our calculations show that you can expect to save up to $9,002 over the lifetime of your mortgage, or a monthly savings of $25. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Midland Park, New Jersey 07432.
Summary of Average Refinances in Midland Park, New Jersey 07432
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Interactive Refinance Rate Projections for Midland Park, New Jersey 07432
Pureloan has developed an interactive chart to monitor the five largest local lenders in Midland Park, NJ 07432, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Midland Park, New Jersey 07432 from 2024 - 2016
The following historical data provides insights into refinancing trends in Midland Park, New Jersey and the surrounding Bergen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 56.34% | 56.58% | 59.39% | 78.46% | 75.61% | 73.81% | 66.07% | 68.42% |
avg refi rate | 6.47% | 4.22% | 2.96% | 3.35% | 4.49% | 4.51% | 4.15% | 4.01% | 4.01% |
% 15 year fixed refinance | 10.00% | 29.58% | 28.95% | 28.48% | 9.23% | 12.20% | 16.67% | 19.64% | 28.95% |
avg refi rate | 6.50% | 2.85% | 2.47% | 2.76% | 3.33% | 4.30% | 3.37% | 3.33% | 3.25% |
Avg credit score | 742.30 | 736.87 | 756.82 | 759.03 | 752.25 | 756.76 | 739.00 | 749.16 | 758.42 |
Avg LTV (loan to value) | 70.50% | 61.80% | 66.60% | 68.02% | 73.28% | 69.07% | 72.12% | 72.54% | 71.58% |
Avg DTI (debt to income) | 39.50 | 34.55 | 32.44 | 30.96 | 34.45 | 32.44 | 33.67 | 33.25 | 31.00 |
Avg refinance insurance % | 5.00% | 3.24% | 3.16% | 3.56% | 6.35% | 4.10% | 4.50% | 5.75% | 2.61% |
Best Refinance Brokers around Midland Park, New Jersey 07432
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Midland Park, New Jersey 07432, we have compiled a list of top refinance brokers to assist you in the process.
William Tibbe
Mortgage Loan Officer
15 Yawpo
Oakland, NJ 07432
(704) 386-5972
william.tibbe@bankofamerica.com
Liberato Lavarino
Mortgage Loan Originator
26-01 Pellack Dr
Fair Lawn, NJ 07432
(201) 398-0800
lavlp25@yahoo.com
William Aussenheimer
Mortgage Banker
27-02 Broadway
Fair Lawn, NJ 07432
(120) 179-6335
william.j.aussenheimer@chase.com
MICHAEL CAREW
Loan Officer
875 State Rt 17
Ramsey, NJ 07432
(201) 934-4500
michael.carew@wellsfargo.com
SCOTT ANDERSON
Loan Officer
875 State Rt 17
Ramsey, NJ 07432
(201) 934-4500
scott.t.anderson@wellsfargo.com
Address
15 Yawpo
Oakland, NJ
Contact
(704) 386-5972
Fax (301) 639-0804
william.tibbe@bankofamerica.com
Address
26-01 Pellack Dr
Fair Lawn, NJ
Contact
(201) 398-0800
Fax (301) 639-0804
lavlp25@yahoo.com
Address
27-02 Broadway
Fair Lawn, NJ
Contact
(120) 179-6335
Fax (301) 639-0804
william.j.aussenheimer@chase.com