Compare Today’s Refinance Rates for Millstone Township, New Jersey 08535
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Millstone Township, New Jersey 08535.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $40,385 over the lifetime of your mortgage, which translates to a monthly savings of $112 in Millstone Township and other areas of Monmouth county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Millstone Township, New Jersey 08535
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Interactive Refinance Rate Projections for Millstone Township, New Jersey 08535
Pureloan has developed an interactive chart to monitor the five largest local lenders in Millstone Township, NJ 08535, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Millstone Township, New Jersey 08535 from 2024 - 2016
The following historical data provides insights into refinancing trends in Millstone Township, New Jersey and the surrounding Monmouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 69.40% | 73.42% | 71.80% | 73.26% | 67.55% | 64.72% | 63.16% | 62.76% |
avg refi rate | 6.48% | 3.52% | 2.97% | 3.27% | 4.12% | 4.62% | 4.20% | 3.97% | 4.14% |
% 15 year fixed refinance | 5.56% | 17.34% | 15.94% | 16.87% | 15.36% | 20.59% | 25.91% | 26.82% | 27.44% |
avg refi rate | 5.66% | 2.79% | 2.44% | 2.79% | 3.58% | 3.95% | 3.37% | 3.19% | 3.39% |
Avg credit score | 736.69 | 739.16 | 749.27 | 752.52 | 746.99 | 743.06 | 744.42 | 750.54 | 755.33 |
Avg LTV (loan to value) | 60.36% | 53.89% | 62.85% | 68.54% | 72.07% | 68.23% | 70.98% | 70.57% | 69.58% |
Avg DTI (debt to income) | 40.31 | 35.39 | 33.20 | 33.07 | 34.69 | 35.04 | 34.47 | 33.05 | 32.43 |
Avg refinance insurance % | 3.63% | 0.45% | 1.27% | 2.96% | 4.92% | 3.24% | 4.13% | 3.70% | 3.91% |
Best Refinance Brokers around Millstone Township, New Jersey 08535
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Millstone Township, New Jersey 08535, we have compiled a list of top refinance brokers to assist you in the process.
Michael Schultz
Mortgage Banker
16 Nassau St
Princeton, NJ 08535
(160) 968-3607
michael.a.schultz@chase.com
Melanie Doering
Mortgage Originator
33 Witherspoon St
Princeton, NJ 08535
(609) 921-3131
mDoering@gateway-funding.com
Michael Sondern
Mortgage Originator
33 Witherspoon St
Princeton, NJ 08535
(215) 591-0222
mSondern@gateway-funding.com
Joe Hage
Mortgage Banker
16 Nassau Street
Princeton, NJ 08535
(609) 683-6077
joe.hage@chase.com
Patti Miller
Loan Officer
3499 Canyon De Flores, Suite E
Sierra Vista, AZ 08535
(520) 459-1161
pmiller@sunstreetmortgage.com
Address
16 Nassau St
Princeton, NJ
Contact
(160) 968-3607
Fax (301) 639-0804
michael.a.schultz@chase.com
Address
33 Witherspoon St
Princeton, NJ
Contact
(609) 921-3131
Fax (301) 639-0804
mDoering@gateway-funding.com
Address
33 Witherspoon St
Princeton, NJ
Contact
(215) 591-0222
Fax (301) 639-0804
mSondern@gateway-funding.com