Compare Today’s Refinance Rates for Milltown, New Jersey 08850
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Milltown, New Jersey 08850.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Milltown, New Jersey 08850. For 30-year amortization refinancing, you can expect lifetime cash savings of $14,844 or $41 per month in Milltown and other parts of Middlesex county.
Summary of Average Refinances in Milltown, New Jersey 08850
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Interactive Refinance Rate Projections for Milltown, New Jersey 08850
Pureloan has developed an interactive chart to monitor the five largest local lenders in Milltown, NJ 08850, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Milltown, New Jersey 08850 from 2024 - 2016
The following historical data provides insights into refinancing trends in Milltown, New Jersey and the surrounding Middlesex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 64.81% | 58.71% | 46.83% | 62.96% | 62.07% | 47.73% | 64.00% | 53.85% |
avg refi rate | 6.79% | 3.71% | 3.00% | 3.38% | 4.36% | 4.70% | 4.43% | 4.05% | 4.09% |
% 15 year fixed refinance | 16.67% | 28.86% | 37.30% | 18.52% | 34.48% | 45.45% | 32.00% | 28.21% | |
avg refi rate | 2.72% | 2.43% | 2.89% | 3.97% | 4.00% | 3.52% | 3.35% | 3.36% | |
Avg credit score | 740.00 | 742.93 | 759.04 | 763.79 | 759.15 | 745.38 | 744.41 | 747.20 | 762.05 |
Avg LTV (loan to value) | 70.75% | 63.81% | 65.53% | 67.56% | 62.78% | 66.21% | 66.00% | 70.62% | 68.72% |
Avg DTI (debt to income) | 38.00 | 34.20 | 32.67 | 33.22 | 36.70 | 34.79 | 34.95 | 32.74 | 28.46 |
Avg refinance insurance % | 3.00% | 1.81% | 2.10% | 2.56% | 2.04% | 2.52% | 2.09% | 4.78% | 3.46% |
Best Refinance Brokers around Milltown, New Jersey 08850
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Milltown, New Jersey 08850, we have compiled a list of top refinance brokers to assist you in the process.
Arty Quackenbush
Mortgage Banker
20 Bushnell Rd
Old Bridge, NJ 08850
(173) 267-9440
arty.quackenbush@chase.com
Steven Gonzalez
Mortgage Banker
4180 US Route 1 N Bldg 300
South Brunswick, NJ 08850
(90) 859-5143
steven.gonzalez@chase.com
T Zorn
Mortgage Loan Officer
1254 State Route 27 Ste 5
North Brunswick, NJ 08850
(732) 846-4646
tzorn@arkmortgage.com
Dwain Drinkard
Mortgage Banker
1550 US Highway 130
North Brunswick, NJ 08850
(173) 231-6519
dwain.j.drinkard@chase.com
Address
20 Bushnell Rd
Old Bridge, NJ
Contact
(173) 267-9440
Fax (301) 639-0804
arty.quackenbush@chase.com
Address
4180 US Route 1 N Bldg 300
South Brunswick, NJ
Contact
(90) 859-5143
Fax (301) 639-0804
steven.gonzalez@chase.com
Address
1254 State Route 27 Ste 5
North Brunswick, NJ
Contact
(732) 846-4646
Fax (301) 639-0804
tzorn@arkmortgage.com