Compare Today’s Refinance Rates for Minotola, New Jersey 08341
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Minotola, New Jersey 08341.
With a 30-year amortization refinance in Minotola and surrounding areas of Atlantic county, our calculations show that you can expect to save up to $4,958 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Minotola, New Jersey 08341.
Summary of Average Refinances in Minotola, New Jersey 08341
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Interactive Refinance Rate Projections for Minotola, New Jersey 08341
Pureloan has developed an interactive chart to monitor the five largest local lenders in Minotola, NJ 08341, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Minotola, New Jersey 08341 from 2024 - 2016
The following historical data provides insights into refinancing trends in Minotola, New Jersey and the surrounding Atlantic county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 85.71% | 66.03% | 66.13% | 63.37% | 71.61% | 67.52% | 65.28% | 57.20% | 62.67% |
| avg refi rate | 6.16% | 3.73% | 2.89% | 3.16% | 4.04% | 4.50% | 4.05% | 3.88% | 4.03% |
| % 15 year fixed refinance | 10.71% | 22.97% | 20.39% | 25.39% | 16.53% | 21.37% | 27.98% | 34.80% | 28.00% |
| avg refi rate | 5.08% | 2.73% | 2.42% | 2.72% | 3.53% | 3.85% | 3.19% | 3.13% | 3.24% |
| Avg credit score | 747.93 | 749.81 | 754.18 | 757.25 | 748.27 | 738.60 | 745.99 | 751.22 | 756.64 |
| Avg LTV (loan to value) | 61.54% | 48.69% | 57.96% | 65.08% | 66.74% | 69.41% | 71.05% | 71.83% | 75.00% |
| Avg DTI (debt to income) | 37.68 | 32.72 | 31.35 | 31.49 | 33.31 | 34.56 | 33.24 | 32.08 | 31.89 |
| Avg refinance insurance % | 0.86% | 0.35% | 0.93% | 1.74% | 2.29% | 2.99% | 2.94% | 4.73% | 7.77% |
Best Refinance Brokers around Minotola, New Jersey 08341
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Minotola, New Jersey 08341, we have compiled a list of top refinance brokers to assist you in the process.
Angela Goldberg
Mortgage Originator
1117 E Landis Ave Ste C
Vineland, NJ 08341
(856) 692-9494
agoldberg@gateway-funding.com
Stephen Myers
Mortgage Originator
1117 E Landis Ave Ste C
Vineland, NJ 08341
(856) 692-9494
smyers@gateway-funding.com
Dorothy Clavin
Branch Manager
67 Walnut Ave., Ste. 310
Vineland, NJ 08341
(908) 409-0360
dorothy.clavin@gatewayloan.com
Kristen Henry
Loan Originator
669 Airport Freeway Suite 306
Mays Landing, NJ 08341
(817) 554-1001
kristen.henry@gatewayloan.com
Patrick Steele
Loan Originator
669 Airport Freeway Suite 306
Vineland, NJ 08341
(817) 554-1001
patrick.steele@gatewayloan.com
Address
1117 E Landis Ave Ste C
Vineland, NJ
Contact
(856) 692-9494
Fax (301) 639-0804
agoldberg@gateway-funding.com
Address
1117 E Landis Ave Ste C
Vineland, NJ
Contact
(856) 692-9494
Fax (301) 639-0804
smyers@gateway-funding.com
Address
67 Walnut Ave., Ste. 310
Vineland, NJ
Contact
(908) 409-0360
Fax (301) 639-0804
dorothy.clavin@gatewayloan.com