Compare Today’s Refinance Rates for Monmouth Beach, New Jersey 07750
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Monmouth Beach, New Jersey 07750.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Monmouth Beach, New Jersey 07750. For 30-year amortization refinancing, you can expect lifetime cash savings of $41,475 or $115 per month in Monmouth Beach and other parts of Monmouth county.
Summary of Average Refinances in Monmouth Beach, New Jersey 07750
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Interactive Refinance Rate Projections for Monmouth Beach, New Jersey 07750
Pureloan has developed an interactive chart to monitor the five largest local lenders in Monmouth Beach, NJ 07750, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Monmouth Beach, New Jersey 07750 from 2024 - 2016
The following historical data provides insights into refinancing trends in Monmouth Beach, New Jersey and the surrounding Monmouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Monmouth Beach, New Jersey 07750
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Monmouth Beach, New Jersey 07750, we have compiled a list of top refinance brokers to assist you in the process.
Robert Skowrenski
Mortgage Consultant
3301B State Route 66
Neptune, NJ 07750
(732) 643-0200
rsko@affg.org
Martha Estrada
Mortgage Banker
1 E Clinton St
Dover, NJ 07750
(197) 336-6200
martha.c.estrada@chase.com
Carlos Zuniga
Mortgage Banker
57 Diamond Spring Rd
Denville, NJ 07750
(197) 362-5738
carlos.zuniga@chase.com
Michael Brannigan
Branch Manager
111 Howard Blvd Ste 170B
Mount Arlington, NJ 07750
(973) 770-4900
mike.brannigan@guaranteedrate.com
Myra Katzoff
Mortgage Banker
241 Newton Sparta Rd Ste 1
Newton, NJ 07750
(197) 338-3047
myra.katzoff@chase.com
Address
3301B State Route 66
Neptune, NJ
Contact
(732) 643-0200
Fax (301) 639-0804
rsko@affg.org
Address
1 E Clinton St
Dover, NJ
Contact
(197) 336-6200
Fax (301) 639-0804
martha.c.estrada@chase.com
Address
57 Diamond Spring Rd
Denville, NJ
Contact
(197) 362-5738
Fax (301) 639-0804
carlos.zuniga@chase.com