Compare Today’s Refinance Rates for Monmouth Beach, New Jersey 07750

Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Monmouth Beach, New Jersey 07750.

Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Monmouth Beach, New Jersey 07750. For 30-year amortization refinancing, you can expect lifetime cash savings of $41,475 or $115 per month in Monmouth Beach and other parts of Monmouth county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.333032 -73.98089 2772

Summary of Average Refinances in Monmouth Beach, New Jersey 07750

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Monmouth Beach, New Jersey 07750

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Monmouth Beach, NJ 07750, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Monmouth Beach, New Jersey 07750

Monmouth Beach is a borough in Monmouth County, in the U.S. state of New Jersey. As of the 2020 United States census, the borough's population was 3,174, a decrease of 105 from the 2010 census count of 3,279, which in turn reflected a decline of 316 from the 3,595 counted in the 2000 census. Read more

Monmouth Beach is a borough in Monmouth County, in the U.S. state of New Jersey. As of the 2020 United States census, the borough's population was 3,174, a decrease of 105 from the 2010 census count of 3,279, which in turn reflected a decline of 316 from the 3,595 counted in the 2000 census.The area was first settled in 1668 and grew into a community with the arrival of the Long Branch and Sea Shore Railroad. Many early residents were professional fishermen with Norwegian backgrounds.Monmouth Beach was incorporated as a borough on March 9, 1906, by an act of the New Jersey Legislature, when it was created from portions of Ocean Township.In 2012, Forbes.com listed Monmouth Beach as 276th in its listing of "America's Most Expensive ZIP Codes", with a median home price of $937,020. Read less

Historical Refinance Rates in Monmouth Beach, New Jersey 07750 from 2024 - 2016

The following historical data provides insights into refinancing trends in Monmouth Beach, New Jersey and the surrounding Monmouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 87.78% 50.74% 51.97% 53.39% 57.61% 50.54% 39.75% 39.25% 38.55%
avg refi rate 6.64% 3.72% 2.95% 3.24% 4.41% 4.88% 4.29% 4.01% 4.13%
% 15 year fixed refinance 8.89% 32.87% 32.88% 33.12% 29.90% 39.49% 49.17% 48.13% 47.82%
avg refi rate 5.27% 2.79% 2.43% 2.77% 3.68% 4.00% 3.46% 3.26% 3.41%
Avg credit score 734.20 740.60 758.13 763.64 747.20 731.26 738.14 744.00 745.30
Avg LTV (loan to value) 68.38% 61.79% 65.63% 68.31% 67.82% 66.30% 64.35% 65.45% 65.93%
Avg DTI (debt to income) 38.44 34.65 31.81 30.96 34.34 35.95 34.34 33.13 32.70
Avg refinance insurance % 1.69% 1.11% 2.65% 3.26% 3.81% 2.05% 1.49% 1.70% 1.45%

Source: Financial Report of the US Government

Best Refinance Brokers around Monmouth Beach, New Jersey 07750

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Monmouth Beach, New Jersey 07750, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Robert Skowrenski

Mortgage Consultant

3301B State Route 66

Neptune, NJ 07750

(732) 643-0200

rsko@affg.org

Martha Estrada

Mortgage Banker

1 E Clinton St

Dover, NJ 07750

(197) 336-6200

martha.c.estrada@chase.com

Carlos Zuniga

Mortgage Banker

57 Diamond Spring Rd

Denville, NJ 07750

(197) 362-5738

carlos.zuniga@chase.com

Michael Brannigan

Branch Manager

111 Howard Blvd Ste 170B

Mount Arlington, NJ 07750

(973) 770-4900

mike.brannigan@guaranteedrate.com

Myra Katzoff

Mortgage Banker

241 Newton Sparta Rd Ste 1

Newton, NJ 07750

(197) 338-3047

myra.katzoff@chase.com

Address

3301B State Route 66

Neptune, NJ

Contact

(732) 643-0200

Fax (301) 639-0804

rsko@affg.org

Address

1 E Clinton St

Dover, NJ

Contact

(197) 336-6200

Fax (301) 639-0804

martha.c.estrada@chase.com

Address

57 Diamond Spring Rd

Denville, NJ

Contact

(197) 362-5738

Fax (301) 639-0804

carlos.zuniga@chase.com

Refinancing News for Monmouth Beach, New Jersey 07750