Compare Today’s Refinance Rates for Monmouth Junction, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Monmouth Junction, New Jersey 08852. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Monmouth Junction and surrounding areas of Middlesex county, your expected lifetime cash savings are $6,978 or $19 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Monmouth Junction, New Jersey 08852.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Monmouth Junction, New Jersey 08852

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Monmouth Junction, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Monmouth Junction, NJ 08852, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Monmouth Junction, NJ

Refinance Rates for Monmouth Junction, New Jersey 08852 from 2013 - 2020

Below are historical data on refinancing in Monmouth Junction, New Jersey and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Monmouth Junction, New Jersey 08852

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Monmouth Junction, New Jersey 08852, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Steven Gonzalez

Mortgage Banker

4180 US Route 1 N Bldg 300

South Brunswick, NJ 08852

(90) 859-5143

steven.gonzalez@chase.com

Arty Quackenbush

Mortgage Banker

20 Bushnell Rd

Old Bridge, NJ 08852

(173) 267-9440

arty.quackenbush@chase.com

T Zorn

Mortgage Loan Officer

1254 State Route 27 Ste 5

North Brunswick, NJ 08852

(732) 846-4646

tzorn@arkmortgage.com

Dwain Drinkard

Mortgage Banker

1550 US Highway 130

North Brunswick, NJ 08852

(173) 231-6519

dwain.j.drinkard@chase.com

Address

4180 US Route 1 N Bldg 300

South Brunswick, NJ

Contact

(90) 859-5143

Fax (301) 639-0804

steven.gonzalez@chase.com

Address

20 Bushnell Rd

Old Bridge, NJ

Contact

(173) 267-9440

Fax (301) 639-0804

arty.quackenbush@chase.com

Address

1254 State Route 27 Ste 5

North Brunswick, NJ

Contact

(732) 846-4646

Fax (301) 639-0804

tzorn@arkmortgage.com

Refinancing News for Monmouth Junction, New Jersey 08852