Compare Today’s Refinance Rates for Montague, New Jersey 07827
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Montague, New Jersey 07827.
With a 30-year amortization refinance in Montague and surrounding areas of Pike county, our calculations show that you can expect to save up to $18,514 over the lifetime of your mortgage, or a monthly savings of $51. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Montague, New Jersey 07827.
Summary of Average Refinances in Montague, New Jersey 07827
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Interactive Refinance Rate Projections for Montague, New Jersey 07827
Pureloan has developed an interactive chart to monitor the five largest local lenders in Montague, NJ 07827, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Montague, New Jersey 07827 from 2024 - 2016
The following historical data provides insights into refinancing trends in Montague, New Jersey and the surrounding Pike county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.55% | 53.31% | 57.30% | 60.08% | 64.01% | 64.21% | 48.96% | 48.28% | 46.01% |
avg refi rate | 6.54% | 3.75% | 3.02% | 3.33% | 4.42% | 4.76% | 4.34% | 4.00% | 4.19% |
% 15 year fixed refinance | 4.23% | 27.40% | 26.64% | 26.27% | 24.16% | 26.58% | 39.84% | 39.08% | 39.56% |
avg refi rate | 5.58% | 2.79% | 2.46% | 2.79% | 3.72% | 3.99% | 3.44% | 3.29% | 3.47% |
Avg credit score | 742.06 | 739.84 | 750.22 | 753.05 | 739.82 | 732.39 | 733.70 | 741.96 | 742.34 |
Avg LTV (loan to value) | 67.55% | 62.03% | 67.81% | 71.74% | 71.11% | 68.46% | 68.51% | 68.98% | 70.10% |
Avg DTI (debt to income) | 37.82 | 35.94 | 34.00 | 33.67 | 35.57 | 36.97 | 35.58 | 33.59 | 33.47 |
Avg refinance insurance % | 2.31% | 0.80% | 2.87% | 4.92% | 5.04% | 2.35% | 2.32% | 2.50% | 2.71% |
Best Refinance Brokers around Montague, New Jersey 07827
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Montague, New Jersey 07827, we have compiled a list of top refinance brokers to assist you in the process.
Carlos Zuniga
Mortgage Banker
57 Diamond Spring Rd
Denville, NJ 07827
(197) 362-5738
carlos.zuniga@chase.com
Martha Estrada
Mortgage Banker
1 E Clinton St
Dover, NJ 07827
(197) 336-6200
martha.c.estrada@chase.com
Michael Brannigan
Branch Manager
111 Howard Blvd Ste 170B
Mount Arlington, NJ 07827
(973) 770-4900
mike.brannigan@guaranteedrate.com
Myra Katzoff
Mortgage Banker
241 Newton Sparta Rd Ste 1
Newton, NJ 07827
(197) 338-3047
myra.katzoff@chase.com
Jeremy Press
Mortgage Banker
27 Sparta Ave
Sparta, NJ 07827
(197) 372-9319
jeremy.press@chase.com
Address
57 Diamond Spring Rd
Denville, NJ
Contact
(197) 362-5738
Fax (301) 639-0804
carlos.zuniga@chase.com
Address
1 E Clinton St
Dover, NJ
Contact
(197) 336-6200
Fax (301) 639-0804
martha.c.estrada@chase.com
Address
111 Howard Blvd Ste 170B
Mount Arlington, NJ
Contact
(973) 770-4900
Fax (301) 639-0804
mike.brannigan@guaranteedrate.com