Compare Today’s Refinance Rates for Montague, New Jersey 07827

Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Montague, New Jersey 07827.

With a 30-year amortization refinance in Montague and surrounding areas of Pike county, our calculations show that you can expect to save up to $18,514 over the lifetime of your mortgage, or a monthly savings of $51. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Montague, New Jersey 07827.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.367437 -74.715358 7042

Summary of Average Refinances in Montague, New Jersey 07827

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Montague, New Jersey 07827

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Montague, NJ 07827, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Montague, New Jersey 07827

Montague Township is a township in Sussex County, in the U.S. state of New Jersey, in the New York City Metropolitan Area. As of the 2020 United States census, the township's population was 3,792, a decrease of 55 from the 2010 census count of 3,847, which in turn reflected an increase of 435 from the 3,412 counted in the 2000 census. Read more

Montague Township is a township in Sussex County, in the U.S. state of New Jersey, in the New York City Metropolitan Area. As of the 2020 United States census, the township's population was 3,792, a decrease of 55 from the 2010 census count of 3,847, which in turn reflected an increase of 435 from the 3,412 counted in the 2000 census. High Point, within Montague Township, is the highest elevation within New Jersey at an altitude of 1,803 feet above sea level. Montague is also the northernmost municipality in the state of New Jersey.

Most of the area of Montague Township is public lands, primarily High Point State Park, Stokes State Forest, and Delaware Water Gap National Recreation Area. Montague is known for its scenery and wildlife; summer sports in the area include hiking, biking, camping, and fishing.

The derivation of the township's name is uncertain, though suggestions include that it was named after the George Montagu, 4th Duke of Manchester, as suggested by King George II, who approved the royal patent on March 26, 1759; for Lady Mary Wortley Montagu, an author who was popular at the time; or for solicitor John Montague. Montague was incorporated on February 21, 1798, by an act of the New Jersey Legislature as one of New Jersey's initial group of 104 townships.The township borders both New York and Pennsylvania, the only municipality in New Jersey to border both states; it is a rural community that does not have any traffic lights. Before Montague Township was granted its own post office in the 1980s, residents had all of their mail delivered through the 12771 ZIP code for Port Jervis, New York, leading to situations where residents had New Jersey driver's licenses with a New York State mailing address. Read less

Historical Refinance Rates in Montague, New Jersey 07827 from 2024 - 2016

The following historical data provides insights into refinancing trends in Montague, New Jersey and the surrounding Pike county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 91.55% 53.31% 57.30% 60.08% 64.01% 64.21% 48.96% 48.28% 46.01%
avg refi rate 6.54% 3.75% 3.02% 3.33% 4.42% 4.76% 4.34% 4.00% 4.19%
% 15 year fixed refinance 4.23% 27.40% 26.64% 26.27% 24.16% 26.58% 39.84% 39.08% 39.56%
avg refi rate 5.58% 2.79% 2.46% 2.79% 3.72% 3.99% 3.44% 3.29% 3.47%
Avg credit score 742.06 739.84 750.22 753.05 739.82 732.39 733.70 741.96 742.34
Avg LTV (loan to value) 67.55% 62.03% 67.81% 71.74% 71.11% 68.46% 68.51% 68.98% 70.10%
Avg DTI (debt to income) 37.82 35.94 34.00 33.67 35.57 36.97 35.58 33.59 33.47
Avg refinance insurance % 2.31% 0.80% 2.87% 4.92% 5.04% 2.35% 2.32% 2.50% 2.71%

Source: Financial Report of the US Government

Best Refinance Brokers around Montague, New Jersey 07827

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Montague, New Jersey 07827, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Carlos Zuniga

Mortgage Banker

57 Diamond Spring Rd

Denville, NJ 07827

(197) 362-5738

carlos.zuniga@chase.com

Martha Estrada

Mortgage Banker

1 E Clinton St

Dover, NJ 07827

(197) 336-6200

martha.c.estrada@chase.com

Michael Brannigan

Branch Manager

111 Howard Blvd Ste 170B

Mount Arlington, NJ 07827

(973) 770-4900

mike.brannigan@guaranteedrate.com

Myra Katzoff

Mortgage Banker

241 Newton Sparta Rd Ste 1

Newton, NJ 07827

(197) 338-3047

myra.katzoff@chase.com

Jeremy Press

Mortgage Banker

27 Sparta Ave

Sparta, NJ 07827

(197) 372-9319

jeremy.press@chase.com

Address

57 Diamond Spring Rd

Denville, NJ

Contact

(197) 362-5738

Fax (301) 639-0804

carlos.zuniga@chase.com

Address

1 E Clinton St

Dover, NJ

Contact

(197) 336-6200

Fax (301) 639-0804

martha.c.estrada@chase.com

Address

111 Howard Blvd Ste 170B

Mount Arlington, NJ

Contact

(973) 770-4900

Fax (301) 639-0804

mike.brannigan@guaranteedrate.com

Refinancing News for Montague, New Jersey 07827