Compare Today’s Refinance Rates for Montvale, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Montvale, New Jersey 07645. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Montvale and other areas of Bergen county, expected lifetime cash savings are $10,535 or $29 / month.

For Montvale, New Jersey 07645, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Montvale, New Jersey 07645

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Montvale, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Montvale, NJ 07645, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Montvale, NJ

Refinance Rates for Montvale, New Jersey 07645 from 2013 - 2020

Below are historical data on refinancing in Montvale, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Montvale, New Jersey 07645

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Montvale, New Jersey 07645, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

David Shields

Mortgage Consultant

1 Paragon Dr Ste 150-B

Montvale, NJ 07645

(845) 914-3298

davidshields99@yahoo.com

Iris Krysty

Mortgage Consultant

1 Paragon Dr Ste 150-B

Montvale, NJ 07645

(954) 328-9795

ikambassadorloans@gmail.com

Alex Elezaj

Mortgage Consultant

1 Paragon Dr Ste 150-B

Montvale, NJ 07645

(646) 326-4444

alex.elezaj@gmail.com

Joseph Spallino

Mortgage Consultant

1 Paragon Dr Ste 150-B

Montvale, NJ 07645

(516) 807-0484

jspallino1@aol.com

Courtney Krysty

Mortgage Consultant

1 Paragon Dr Ste 150-B

Montvale, NJ 07645

(845) 821-4558

courtneykrysty20@gmail.com

Address

1 Paragon Dr Ste 150-B

Montvale, NJ

Contact

(845) 914-3298

Fax (301) 639-0804

davidshields99@yahoo.com

Address

1 Paragon Dr Ste 150-B

Montvale, NJ

Contact

(954) 328-9795

Fax (301) 639-0804

ikambassadorloans@gmail.com

Address

1 Paragon Dr Ste 150-B

Montvale, NJ

Contact

(646) 326-4444

Fax (301) 639-0804

alex.elezaj@gmail.com

Refinancing News for Montvale, New Jersey 07645