Compare Today’s Refinance Rates for Montvale, New Jersey 07645
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Montvale, New Jersey 07645.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Montvale, New Jersey 07645. For 30-year amortization refinancing, you can expect lifetime cash savings of $23,889 or $66 per month in Montvale and other parts of Bergen county.
Summary of Average Refinances in Montvale, New Jersey 07645
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Interactive Refinance Rate Projections for Montvale, New Jersey 07645
Pureloan has developed an interactive chart to monitor the five largest local lenders in Montvale, NJ 07645, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Montvale, New Jersey 07645 from 2024 - 2016
The following historical data provides insights into refinancing trends in Montvale, New Jersey and the surrounding Bergen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Montvale, New Jersey 07645
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Montvale, New Jersey 07645, we have compiled a list of top refinance brokers to assist you in the process.
David Shields
Mortgage Consultant
1 Paragon Dr Ste 150-B
Montvale, NJ 07645
(845) 914-3298
davidshields99@yahoo.com
Iris Krysty
Mortgage Consultant
1 Paragon Dr Ste 150-B
Montvale, NJ 07645
(954) 328-9795
ikambassadorloans@gmail.com
Alex Elezaj
Mortgage Consultant
1 Paragon Dr Ste 150-B
Montvale, NJ 07645
(646) 326-4444
alex.elezaj@gmail.com
Joseph Spallino
Mortgage Consultant
1 Paragon Dr Ste 150-B
Montvale, NJ 07645
(516) 807-0484
jspallino1@aol.com
Courtney Krysty
Mortgage Consultant
1 Paragon Dr Ste 150-B
Montvale, NJ 07645
(845) 821-4558
courtneykrysty20@gmail.com
Address
1 Paragon Dr Ste 150-B
Montvale, NJ
Contact
(845) 914-3298
Fax (301) 639-0804
davidshields99@yahoo.com
Address
1 Paragon Dr Ste 150-B
Montvale, NJ
Contact
(954) 328-9795
Fax (301) 639-0804
ikambassadorloans@gmail.com
Address
1 Paragon Dr Ste 150-B
Montvale, NJ
Contact
(646) 326-4444
Fax (301) 639-0804
alex.elezaj@gmail.com