Compare Today’s Refinance Rates for Montville, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Montville, New Jersey 07045. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Montville and other areas of Morris county, expected lifetime cash savings are $7,297 or $20 / month.

For Montville, New Jersey 07045, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Montville, New Jersey 07045

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Montville, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Montville, NJ 07045, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Montville, NJ

Refinance Rates for Montville, New Jersey 07045 from 2013 - 2020

Below are historical data on refinancing in Montville, New Jersey and around Morris county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.71% 50.97% 44.09% 48.17% 72.73% 59.17% 57.30% 60.90%
avg refi rate 4.86% 4.65% 3.91% 3.76% 4.50% 4.13% 3.96% 4.05%
% 15 year fixed refinance 28.49% 32.90% 42.52% 41.18% 18.18% 28.33% 27.02% 23.72%
avg refi rate 4.22% 3.81% 3.24% 3.04% 3.66% 3.29% 3.22% 3.22%
Avg credit score 749.96 747.85 755.81 752.38 743.31 746.28 742.32 738.17
Avg LTV (loan to value) 64.95% 66.22% 67.23% 67.87% 72.01% 70.09% 72.83% 70.60%
Avg DTI (debt to income) 30.84 30.85 29.93 30.90 33.97 32.09 33.17 34.40
Avg refinance insurance % 1.86% 1.86% 1.55% 2.87% 4.24% 4.13% 5.39% 5.45%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Montville, New Jersey 07045

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Montville, New Jersey 07045, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kimberly Charne

Mortgage Loan Originator

140 Littleton Rd Ste 301

Parsippany, NJ 07045

(908) 603-1145

KCharne@jerseymortgage.com

Carmelo Oliveri

Mortgage Consultant/Loan Officer

3219 US Highway 46 Ste 207

Parsippany, NJ 07045

(201) 638-4345

carmelo.x.oliveri@us.hsbc.com

T Marino

Mortgage Consultant

4 Woodhollow Rd Ste 130

Parsippany, NJ 07045

(888) 763-3500

tmarinaro@rhfunding.com

Shane Force

Mortgage Loan Originator

76 Woodmont Rd

Pine Brook, NJ 07045

(973) 830-8706

sf@atlantichomeloans.com

Brian Marcotulli

Mortgage Banker

100 Parsippany Rd

Parsippany, NJ 07045

(197) 388-4106

brian.a.marcotulli@chase.com

Address

140 Littleton Rd Ste 301

Parsippany, NJ

Contact

(908) 603-1145

Fax (301) 639-0804

KCharne@jerseymortgage.com

Address

3219 US Highway 46 Ste 207

Parsippany, NJ

Contact

(201) 638-4345

Fax (301) 639-0804

carmelo.x.oliveri@us.hsbc.com

Address

4 Woodhollow Rd Ste 130

Parsippany, NJ

Contact

(888) 763-3500

Fax (301) 639-0804

tmarinaro@rhfunding.com

Refinancing News for Montville, New Jersey 07045