Compare Today’s Refinance Rates for Mount Royal, New Jersey 08061
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mount Royal, New Jersey 08061.
With a 30-year amortization refinance in Mount Royal and surrounding areas of Gloucester county, our calculations show that you can expect to save up to $8,627 over the lifetime of your mortgage, or a monthly savings of $24. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Mount Royal, New Jersey 08061.
Summary of Average Refinances in Mount Royal, New Jersey 08061
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Interactive Refinance Rate Projections for Mount Royal, New Jersey 08061
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mount Royal, NJ 08061, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mount Royal, New Jersey 08061 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mount Royal, New Jersey and the surrounding Gloucester county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 97.30% | 68.57% | 71.96% | 72.86% | 79.76% | 72.29% | 69.01% | 73.91% | 69.34% |
avg refi rate | 6.04% | 3.45% | 2.87% | 3.19% | 3.99% | 4.46% | 4.00% | 3.84% | 4.06% |
% 15 year fixed refinance | 17.89% | 15.75% | 15.34% | 11.14% | 20.28% | 20.90% | 17.03% | 18.98% | |
avg refi rate | 2.60% | 2.35% | 2.71% | 3.44% | 3.72% | 3.26% | 3.11% | 3.28% | |
Avg credit score | 759.51 | 751.56 | 765.13 | 769.15 | 761.35 | 748.53 | 751.34 | 754.76 | 756.74 |
Avg LTV (loan to value) | 63.65% | 55.73% | 61.52% | 64.85% | 70.42% | 64.67% | 63.52% | 66.93% | 69.27% |
Avg DTI (debt to income) | 38.57 | 34.76 | 31.47 | 31.37 | 33.50 | 35.24 | 33.40 | 32.78 | 32.56 |
Avg refinance insurance % | 2.95% | 0.87% | 1.82% | 2.64% | 4.65% | 2.16% | 1.55% | 1.99% | 2.92% |
Best Refinance Brokers around Mount Royal, New Jersey 08061
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mount Royal, New Jersey 08061, we have compiled a list of top refinance brokers to assist you in the process.
William Lex
Mortgage Loan Officer
185 W Main St
Penns Grove, NJ 08061
(888) 233-0092
blex@nfmlending.com
Jerry Cook
Mortgage Loan Officer
185 W Main St
Penns Grove, NJ 08061
(888) 233-0092
jecook@nfmlending.com
Joseph Tulino
Mortgage Loan Officer
185 W Main St
Penns Grove, NJ 08061
(888) 233-0092
jtulino@nfmlending.com
Jan Ozga
President
185 W Main St
Penns Grove, NJ 08061
(888) 233-0092
JOzga@nfmlending.com
Matthew Glyder
Chief Financial Officer
185 W Main St
Penns Grove, NJ 08061
(888) 233-0092
MGlyder@nfmlending.com
Address
185 W Main St
Penns Grove, NJ
Contact
(888) 233-0092
Fax (301) 639-0804
blex@nfmlending.com
Address
185 W Main St
Penns Grove, NJ
Contact
(888) 233-0092
Fax (301) 639-0804
jecook@nfmlending.com
Address
185 W Main St
Penns Grove, NJ
Contact
(888) 233-0092
Fax (301) 639-0804
jtulino@nfmlending.com