Compare Today’s Refinance Rates for Mountain Lakes, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Mountain Lakes, New Jersey 07046. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $13,335 or $37 / month in Mountain Lakes and other areas of Morris county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Mountain Lakes, New Jersey 07046.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Mountain Lakes, New Jersey 07046

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Mountain Lakes, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Mountain Lakes, NJ 07046, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Mountain Lakes, NJ

Refinance Rates for Mountain Lakes, New Jersey 07046 from 2013 - 2020

Below are historical data on refinancing in Mountain Lakes, New Jersey and around Morris county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.71% 50.97% 44.09% 48.17% 72.73% 59.17% 57.30% 60.90%
avg refi rate 4.86% 4.65% 3.91% 3.76% 4.50% 4.13% 3.96% 4.05%
% 15 year fixed refinance 28.49% 32.90% 42.52% 41.18% 18.18% 28.33% 27.02% 23.72%
avg refi rate 4.22% 3.81% 3.24% 3.04% 3.66% 3.29% 3.22% 3.22%
Avg credit score 749.96 747.85 755.81 752.38 743.31 746.28 742.32 738.17
Avg LTV (loan to value) 64.95% 66.22% 67.23% 67.87% 72.01% 70.09% 72.83% 70.60%
Avg DTI (debt to income) 30.84 30.85 29.93 30.90 33.97 32.09 33.17 34.40
Avg refinance insurance % 1.86% 1.86% 1.55% 2.87% 4.24% 4.13% 5.39% 5.45%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mountain Lakes, New Jersey 07046

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mountain Lakes, New Jersey 07046, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kimberly Charne

Mortgage Loan Originator

140 Littleton Rd Ste 301

Parsippany, NJ 07046

(908) 603-1145

KCharne@jerseymortgage.com

Carmelo Oliveri

Mortgage Consultant/Loan Officer

3219 US Highway 46 Ste 207

Parsippany, NJ 07046

(201) 638-4345

carmelo.x.oliveri@us.hsbc.com

T Marino

Mortgage Consultant

4 Woodhollow Rd Ste 130

Parsippany, NJ 07046

(888) 763-3500

tmarinaro@rhfunding.com

Shane Force

Mortgage Loan Originator

76 Woodmont Rd

Pine Brook, NJ 07046

(973) 830-8706

sf@atlantichomeloans.com

Brian Marcotulli

Mortgage Banker

100 Parsippany Rd

Parsippany, NJ 07046

(197) 388-4106

brian.a.marcotulli@chase.com

Address

140 Littleton Rd Ste 301

Parsippany, NJ

Contact

(908) 603-1145

Fax (301) 639-0804

KCharne@jerseymortgage.com

Address

3219 US Highway 46 Ste 207

Parsippany, NJ

Contact

(201) 638-4345

Fax (301) 639-0804

carmelo.x.oliveri@us.hsbc.com

Address

4 Woodhollow Rd Ste 130

Parsippany, NJ

Contact

(888) 763-3500

Fax (301) 639-0804

tmarinaro@rhfunding.com

Refinancing News for Mountain Lakes, New Jersey 07046