Compare Today’s Refinance Rates for Neptune, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Neptune, New Jersey 07753. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Neptune and other areas of Monmouth county, expected lifetime cash savings are $6,804 or $19 / month.

For Neptune, New Jersey 07753, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Neptune, New Jersey 07753

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Neptune, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Neptune, NJ 07753, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Neptune, NJ

Refinance Rates for Neptune, New Jersey 07753 from 2013 - 2020

Below are historical data on refinancing in Neptune, New Jersey and around Monmouth county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Neptune, New Jersey 07753

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Neptune, New Jersey 07753, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Robert Skowrenski

Mortgage Consultant

3301B State Route 66

Neptune, NJ 07753

(732) 643-0200

rsko@affg.org

Martha Estrada

Mortgage Banker

1 E Clinton St

Dover, NJ 07753

(197) 336-6200

martha.c.estrada@chase.com

Carlos Zuniga

Mortgage Banker

57 Diamond Spring Rd

Denville, NJ 07753

(197) 362-5738

carlos.zuniga@chase.com

Michael Brannigan

Branch Manager

111 Howard Blvd Ste 170B

Mount Arlington, NJ 07753

(973) 770-4900

mike.brannigan@guaranteedrate.com

Myra Katzoff

Mortgage Banker

241 Newton Sparta Rd Ste 1

Newton, NJ 07753

(197) 338-3047

myra.katzoff@chase.com

Address

3301B State Route 66

Neptune, NJ

Contact

(732) 643-0200

Fax (301) 639-0804

rsko@affg.org

Address

1 E Clinton St

Dover, NJ

Contact

(197) 336-6200

Fax (301) 639-0804

martha.c.estrada@chase.com

Address

57 Diamond Spring Rd

Denville, NJ

Contact

(197) 362-5738

Fax (301) 639-0804

carlos.zuniga@chase.com

Refinancing News for Neptune, New Jersey 07753