Compare Today’s Refinance Rates for New Gretna, New Jersey 08224
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in New Gretna, New Jersey 08224.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,411 over the lifetime of your mortgage, which translates to a monthly savings of $26 in New Gretna and other areas of Atlantic county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in New Gretna, New Jersey 08224
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Interactive Refinance Rate Projections for New Gretna, New Jersey 08224
Pureloan has developed an interactive chart to monitor the five largest local lenders in New Gretna, NJ 08224, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in New Gretna, New Jersey 08224 from 2024 - 2016
The following historical data provides insights into refinancing trends in New Gretna, New Jersey and the surrounding Atlantic county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 50.00% | 66.67% | 48.94% | 44.68% | 70.00% | 58.33% | 62.96% | 55.17% | 64.71% |
avg refi rate | 6.38% | 3.68% | 2.97% | 3.42% | 4.35% | 4.73% | 4.00% | 3.98% | 3.96% |
% 15 year fixed refinance | 50.00% | 33.33% | 34.04% | 38.30% | 20.00% | 33.33% | 29.63% | 24.14% | 11.76% |
avg refi rate | 5.50% | 2.88% | 2.42% | 2.74% | 3.94% | 3.94% | 3.33% | 2.82% | 3.31% |
Avg credit score | 703.50 | 751.87 | 750.30 | 756.72 | 752.95 | 744.83 | 732.41 | 737.45 | 760.29 |
Avg LTV (loan to value) | 49.50% | 55.87% | 67.21% | 66.70% | 71.50% | 61.58% | 72.44% | 70.52% | 64.59% |
Avg DTI (debt to income) | 29.00 | 32.60 | 31.43 | 32.04 | 30.20 | 32.25 | 31.41 | 33.52 | 32.59 |
Avg refinance insurance % | 1.67% | 1.94% | 3.89% | 7.60% | 3.50% | 5.04% | 4.45% | 3.53% |
Best Refinance Brokers around New Gretna, New Jersey 08224
If you are considering refinancing your mortgage or obtaining a cash-out refinance in New Gretna, New Jersey 08224, we have compiled a list of top refinance brokers to assist you in the process.
Issan Acosta
Loan Officer
1001 Asbury Ave
Ocean City, NJ 08224
(609) 927-7722
IAcosta@ochome.com
Suzanne Adams
Loan Officer
1001 Asbury Ave
Ocean City, NJ 08224
(609) 927-7722
SAdams@ochome.com
Scott Beisler
Loan Officer
1001 Asbury Ave
Ocean City, NJ 08224
(609) 927-7722
SBeisler@ochome.com
Carol Burd
Loan Officer
1001 Asbury Ave
Ocean City, NJ 08224
(609) 927-7722
CBurd@ochome.com
Lizbeth Canizzaro
Loan Officer
1001 Asbury Ave
Ocean City, NJ 08224
(609) 927-7722
LCanizzaro@ochome.com
Address
1001 Asbury Ave
Ocean City, NJ
Contact
(609) 927-7722
Fax (301) 639-0804
IAcosta@ochome.com
Address
1001 Asbury Ave
Ocean City, NJ
Contact
(609) 927-7722
Fax (301) 639-0804
SAdams@ochome.com
Address
1001 Asbury Ave
Ocean City, NJ
Contact
(609) 927-7722
Fax (301) 639-0804
SBeisler@ochome.com