Compare Today’s Refinance Rates for New Milford, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for New Milford, New Jersey 07646. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in New Milford and surrounding areas of Bergen county, your expected lifetime cash savings are $7,644 or $21 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for New Milford, New Jersey 07646.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in New Milford, New Jersey 07646

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for New Milford, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in New Milford, NJ 07646, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for New Milford, NJ

Refinance Rates for New Milford, New Jersey 07646 from 2013 - 2020

Below are historical data on refinancing in New Milford, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around New Milford, New Jersey 07646

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in New Milford, New Jersey 07646, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Peter Kim

Mortgage Banker

460 Bergen Blvd Ste 100

Palisades Park, NJ 07646

(120) 158-2514

peter.kim@chase.com

M. Johnson

Loan Officer

80 E State Rt 4 Ste 100

Paramus, NJ 07646

(201) 843-6400

mjohnson@gateway-funding.com

NATALIE MCNAUGHT

Loan Officer

80 E State Rt 4 Ste 205

Paramus, NJ 07646

(201) 556-4146

natalie.m.mcnaught@wellsfargo.com

THOMAS SHAUGHNESSY

Loan Officer

80 E State Rt 4 Ste 205

Paramus, NJ 07646

(201) 556-4146

Thomas.E.Shaughnessy@wellsfargo.com

FRANK SEDITA

Loan Officer

80 E State Rt 4 Ste 205

Paramus, NJ 07646

(201) 556-4146

frank.sedita@wellsfargo.com

Address

460 Bergen Blvd Ste 100

Palisades Park, NJ

Contact

(120) 158-2514

Fax (301) 639-0804

peter.kim@chase.com

Address

80 E State Rt 4 Ste 100

Paramus, NJ

Contact

(201) 843-6400

Fax (301) 639-0804

mjohnson@gateway-funding.com

Address

80 E State Rt 4 Ste 205

Paramus, NJ

Contact

(201) 556-4146

Fax (301) 639-0804

natalie.m.mcnaught@wellsfargo.com

Refinancing News for New Milford, New Jersey 07646