Compare Today’s Refinance Rates for Normandy Beach, New Jersey 08739
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Normandy Beach, New Jersey 08739.
With a 30-year amortization refinance in Normandy Beach and surrounding areas of Ocean county, our calculations show that you can expect to save up to $12,177 over the lifetime of your mortgage, or a monthly savings of $34. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Normandy Beach, New Jersey 08739.
Summary of Average Refinances in Normandy Beach, New Jersey 08739
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Interactive Refinance Rate Projections for Normandy Beach, New Jersey 08739
Pureloan has developed an interactive chart to monitor the five largest local lenders in Normandy Beach, NJ 08739, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Normandy Beach, New Jersey 08739 from 2024 - 2016
The following historical data provides insights into refinancing trends in Normandy Beach, New Jersey and the surrounding Ocean county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 53.90% | 58.54% | 59.42% | 72.12% | 71.83% | 56.78% | 66.10% | 64.00% |
avg refi rate | 6.25% | 3.74% | 3.03% | 3.38% | 4.27% | 4.55% | 4.17% | 3.92% | 4.11% |
% 15 year fixed refinance | 31.91% | 25.72% | 26.61% | 17.31% | 19.72% | 38.98% | 26.27% | 22.00% | |
avg refi rate | 2.83% | 2.50% | 2.85% | 3.72% | 3.82% | 3.32% | 3.19% | 3.28% | |
Avg credit score | 736.60 | 814.35 | 751.66 | 759.41 | 750.57 | 737.14 | 750.94 | 759.10 | 747.84 |
Avg LTV (loan to value) | 67.40% | 58.89% | 64.97% | 68.83% | 67.24% | 69.58% | 68.17% | 70.53% | 70.11% |
Avg DTI (debt to income) | 33.00 | 32.00 | 30.96 | 30.93 | 32.87 | 34.39 | 31.66 | 32.68 | 32.68 |
Avg refinance insurance % | 6.00% | 0.69% | 1.95% | 3.01% | 4.13% | 3.62% | 3.46% | 4.32% | 3.68% |
Best Refinance Brokers around Normandy Beach, New Jersey 08739
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Normandy Beach, New Jersey 08739, we have compiled a list of top refinance brokers to assist you in the process.
Rich McGowan
Mortgage Loan Officer
2200 Bridge Ave.
Point Pleasant, NJ 08739
(800) 464-2484
rich.mcgowan@prospectmtg.com
Clifford Height
Senior Loan Officer
2520 Highway 35
Manasquan, NJ 08739
(732) 800-0177
cHeight@gateway-funding.com
Ford Grigg
Branch Manager
2520 Highway 35
Manasquan, NJ 08739
(732) 800-0177
fGrigg@gateway-funding.com
Joseph Zardavets
Senior Loan Officer
2520 Highway 35
Manasquan, NJ 08739
(732) 800-0177
jZardavets@gateway-funding.com
Michael Blair
Senior Loan Officer
2520 Highway 35
Manasquan, NJ 08739
(732) 800-0177
mBlair@gateway-funding.com
Address
2200 Bridge Ave.
Point Pleasant, NJ
Contact
(800) 464-2484
Fax (301) 639-0804
rich.mcgowan@prospectmtg.com
Address
2520 Highway 35
Manasquan, NJ
Contact
(732) 800-0177
Fax (301) 639-0804
cHeight@gateway-funding.com
Address
2520 Highway 35
Manasquan, NJ
Contact
(732) 800-0177
Fax (301) 639-0804
fGrigg@gateway-funding.com