Compare Today’s Refinance Rates for North Arlington, New Jersey 07031
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in North Arlington, New Jersey 07031.
With a 30-year amortization refinance in North Arlington and surrounding areas of Bergen county, our calculations show that you can expect to save up to $13,782 over the lifetime of your mortgage, or a monthly savings of $38. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for North Arlington, New Jersey 07031.
Summary of Average Refinances in North Arlington, New Jersey 07031
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Interactive Refinance Rate Projections for North Arlington, New Jersey 07031
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Arlington, NJ 07031, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Arlington, New Jersey 07031 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Arlington, New Jersey and the surrounding Bergen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 43.64% | 65.38% | 54.97% | 71.82% | 44.23% | 50.00% | 54.37% | 50.00% | |
avg refi rate | 4.07% | 3.92% | 4.12% | 4.44% | 3.74% | 3.91% | 4.64% | 4.89% | |
% 15 year fixed refinance | 40.00% | 26.37% | 34.44% | 20.00% | 40.00% | 34.76% | 28.64% | 33.93% | |
avg refi rate | 3.18% | 3.23% | 3.32% | 3.55% | 3.08% | 3.22% | 3.93% | 4.29% | |
Avg credit score | 742.40 | 741.85 | 742.90 | 738.65 | 751.95 | 750.54 | 751.33 | 753.96 | |
Avg LTV (loan to value) | 72.56% | 73.25% | 70.85% | 74.56% | 68.01% | 70.06% | 67.67% | 67.78% | |
Avg DTI (debt to income) | 32.80 | 33.87 | 31.99 | 31.80 | 30.13 | 29.26 | 32.17 | 30.05 | |
Avg refinance insurance % | 4.56% | 5.78% | 5.11% | 4.49% | 3.88% | 3.50% | 2.79% | 2.39% |
Best Refinance Brokers around North Arlington, New Jersey 07031
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Arlington, New Jersey 07031, we have compiled a list of top refinance brokers to assist you in the process.
Rob
Mortgage Consultant
125 Bathurst Ave
North Arlington, NJ 07031
(201) 998-9050
rob@keypointmortgage.com
Carlos
Mortgage Loan Officer
211 Ridge Rd
North Arlington, NJ 07031
(201) 955-0045
carlos@crosstatemortgage.com
Joseph Condurso
Mortgage Banker
125 River St
Hoboken, NJ 07031
(185) 542-1059
joseph.m.condurso@chase.com
RICHARD MASSEY
Loan Officer
321 Washington St
Hoboken, NJ 07031
(201) 714-5640
Richard.Massey@WellsFargo.com
EVELYN ORTIZ
Loan Officer
321 Washington St
Hoboken, NJ 07031
(201) 714-5640
Evelyn.J.Ortiz@wellsfargo.com
Address
125 Bathurst Ave
North Arlington, NJ
Contact
(201) 998-9050
Fax (301) 639-0804
rob@keypointmortgage.com
Address
211 Ridge Rd
North Arlington, NJ
Contact
(201) 955-0045
Fax (301) 639-0804
carlos@crosstatemortgage.com
Address
125 River St
Hoboken, NJ
Contact
(185) 542-1059
Fax (301) 639-0804
joseph.m.condurso@chase.com