Compare Today’s Refinance Rates for North Bergen, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for North Bergen, New Jersey 07047. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in North Bergen and other areas of Hudson county, expected lifetime cash savings are $8,173 or $23 / month.

For North Bergen, New Jersey 07047, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in North Bergen, New Jersey 07047

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for North Bergen, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in North Bergen, NJ 07047, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for North Bergen, NJ

Refinance Rates for North Bergen, New Jersey 07047 from 2013 - 2020

Below are historical data on refinancing in North Bergen, New Jersey and around Hudson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.71% 50.97% 44.09% 48.17% 72.73% 59.17% 57.30% 60.90%
avg refi rate 4.86% 4.65% 3.91% 3.76% 4.50% 4.13% 3.96% 4.05%
% 15 year fixed refinance 28.49% 32.90% 42.52% 41.18% 18.18% 28.33% 27.02% 23.72%
avg refi rate 4.22% 3.81% 3.24% 3.04% 3.66% 3.29% 3.22% 3.22%
Avg credit score 749.96 747.85 755.81 752.38 743.31 746.28 742.32 738.17
Avg LTV (loan to value) 64.95% 66.22% 67.23% 67.87% 72.01% 70.09% 72.83% 70.60%
Avg DTI (debt to income) 30.84 30.85 29.93 30.90 33.97 32.09 33.17 34.40
Avg refinance insurance % 1.86% 1.86% 1.55% 2.87% 4.24% 4.13% 5.39% 5.45%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around North Bergen, New Jersey 07047

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in North Bergen, New Jersey 07047, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ratiba Lafi-grullon

Branch Manager

7214 Bergenline Ave

North Bergen, NJ 07047

(201) 868-6601

ratiba@guaranteedrate.com

Carlos

Mortgage Loan Officer

8417 Bergenline Ave

North Bergen, NJ 07047

(201) 295-1400

Carlos@CapitalLending.com

Kimberly Charne

Mortgage Loan Originator

140 Littleton Rd Ste 301

Parsippany, NJ 07047

(908) 603-1145

KCharne@jerseymortgage.com

Carmelo Oliveri

Mortgage Consultant/Loan Officer

3219 US Highway 46 Ste 207

Parsippany, NJ 07047

(201) 638-4345

carmelo.x.oliveri@us.hsbc.com

T Marino

Mortgage Consultant

4 Woodhollow Rd Ste 130

Parsippany, NJ 07047

(888) 763-3500

tmarinaro@rhfunding.com

Address

7214 Bergenline Ave

North Bergen, NJ

Contact

(201) 868-6601

Fax (301) 639-0804

ratiba@guaranteedrate.com

Address

8417 Bergenline Ave

North Bergen, NJ

Contact

(201) 295-1400

Fax (301) 639-0804

Carlos@CapitalLending.com

Address

140 Littleton Rd Ste 301

Parsippany, NJ

Contact

(908) 603-1145

Fax (301) 639-0804

KCharne@jerseymortgage.com

Refinancing News for North Bergen, New Jersey 07047