Compare Today’s Refinance Rates for Northvale, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Northvale, New Jersey 07647. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $8,521 or $24 / month in Northvale and other areas of Bergen county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Northvale, New Jersey 07647.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Northvale, New Jersey 07647

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Northvale, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Northvale, NJ 07647, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Northvale, NJ

Refinance Rates for Northvale, New Jersey 07647 from 2013 - 2020

Below are historical data on refinancing in Northvale, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Northvale, New Jersey 07647

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Northvale, New Jersey 07647, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Kerin

Mortgage Banker

271 Livingston St Ste A

Northvale, NJ 07647

(191) 448-9466

michael.d.kerin@chase.com

Peter Kim

Mortgage Banker

460 Bergen Blvd Ste 100

Palisades Park, NJ 07647

(120) 158-2514

peter.kim@chase.com

M. Johnson

Loan Officer

80 E State Rt 4 Ste 100

Paramus, NJ 07647

(201) 843-6400

mjohnson@gateway-funding.com

NATALIE MCNAUGHT

Loan Officer

80 E State Rt 4 Ste 205

Paramus, NJ 07647

(201) 556-4146

natalie.m.mcnaught@wellsfargo.com

THOMAS SHAUGHNESSY

Loan Officer

80 E State Rt 4 Ste 205

Paramus, NJ 07647

(201) 556-4146

Thomas.E.Shaughnessy@wellsfargo.com

Address

271 Livingston St Ste A

Northvale, NJ

Contact

(191) 448-9466

Fax (301) 639-0804

michael.d.kerin@chase.com

Address

460 Bergen Blvd Ste 100

Palisades Park, NJ

Contact

(120) 158-2514

Fax (301) 639-0804

peter.kim@chase.com

Address

80 E State Rt 4 Ste 100

Paramus, NJ

Contact

(201) 843-6400

Fax (301) 639-0804

mjohnson@gateway-funding.com

Refinancing News for Northvale, New Jersey 07647