Compare Today’s Refinance Rates for Northvale, New Jersey 07647
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Northvale, New Jersey 07647.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $17,025 over the lifetime of your mortgage, which translates to a monthly savings of $47 in Northvale and other areas of Bergen county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Northvale, New Jersey 07647
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Interactive Refinance Rate Projections for Northvale, New Jersey 07647
Pureloan has developed an interactive chart to monitor the five largest local lenders in Northvale, NJ 07647, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Northvale, New Jersey 07647 from 2024 - 2016
The following historical data provides insights into refinancing trends in Northvale, New Jersey and the surrounding Bergen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Northvale, New Jersey 07647
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Northvale, New Jersey 07647, we have compiled a list of top refinance brokers to assist you in the process.
Michael Kerin
Mortgage Banker
271 Livingston St Ste A
Northvale, NJ 07647
(191) 448-9466
michael.d.kerin@chase.com
Peter Kim
Mortgage Banker
460 Bergen Blvd Ste 100
Palisades Park, NJ 07647
(120) 158-2514
peter.kim@chase.com
M. Johnson
Loan Officer
80 E State Rt 4 Ste 100
Paramus, NJ 07647
(201) 843-6400
mjohnson@gateway-funding.com
NATALIE MCNAUGHT
Loan Officer
80 E State Rt 4 Ste 205
Paramus, NJ 07647
(201) 556-4146
natalie.m.mcnaught@wellsfargo.com
THOMAS SHAUGHNESSY
Loan Officer
80 E State Rt 4 Ste 205
Paramus, NJ 07647
(201) 556-4146
Thomas.E.Shaughnessy@wellsfargo.com
Address
271 Livingston St Ste A
Northvale, NJ
Contact
(191) 448-9466
Fax (301) 639-0804
michael.d.kerin@chase.com
Address
460 Bergen Blvd Ste 100
Palisades Park, NJ
Contact
(120) 158-2514
Fax (301) 639-0804
peter.kim@chase.com
Address
80 E State Rt 4 Ste 100
Paramus, NJ
Contact
(201) 843-6400
Fax (301) 639-0804
mjohnson@gateway-funding.com