Compare Today’s Refinance Rates for Ocean City, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Ocean City, New Jersey 08226. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $11,100 or $31 / month in Ocean City and other areas of Cape May county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Ocean City, New Jersey 08226.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Ocean City, New Jersey 08226

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Ocean City, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Ocean City, NJ 08226, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Ocean City, NJ

Refinance Rates for Ocean City, New Jersey 08226 from 2013 - 2020

Below are historical data on refinancing in Ocean City, New Jersey and around Cape May county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.69% 41.36% 48.00% 52.53% 59.20% 52.94% 53.93% 42.64%
avg refi rate 4.86% 4.55% 3.90% 3.72% 4.54% 4.07% 3.92% 3.92%
% 15 year fixed refinance 30.77% 38.98% 36.00% 38.48% 32.76% 32.49% 34.61% 38.58%
avg refi rate 4.28% 3.86% 3.28% 2.98% 3.59% 3.28% 3.07% 3.15%
Avg credit score 766.38 769.03 767.22 765.84 755.87 757.05 757.04 759.65
Avg LTV (loan to value) 59.09% 59.67% 62.41% 63.12% 67.98% 67.37% 68.10% 64.14%
Avg DTI (debt to income) 32.69 32.59 32.11 32.48 33.75 33.73 34.13 35.28
Avg refinance insurance % 0.59% 1.22% 2.10% 2.70% 4.85% 3.97% 3.70% 2.12%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ocean City, New Jersey 08226

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ocean City, New Jersey 08226, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tony Zagarella

Mortgage Loan Officer

1301 Asbury Ave., 1st Floor

Ocean City, NJ 08226

(800) 464-2484

tony.zagarella@prospectmtg.com

John Martin

Mortgage Loan Officer

1301 Asbury Ave., 1st Floor

Ocean City, NJ 08226

(800) 464-2484

john.martin@prospectmtg.com

Suzanne Bryce

Branch Manager

301 E 10th St Fl STREET1S

Ocean City, NJ 08226

(609) 391-5206

suzanne.bryce@guaranteedrate.com

Wendy Wong

Loan Officer

1001 Asbury Ave

Ocean City, NJ 08226

(609) 927-7722

WWong@ochome.com

Mary Wilson

Loan Officer

1001 Asbury Ave

Ocean City, NJ 08226

(609) 927-7722

MWilson@ochome.com

Address

1301 Asbury Ave., 1st Floor

Ocean City, NJ

Contact

(800) 464-2484

Fax (301) 639-0804

tony.zagarella@prospectmtg.com

Address

1301 Asbury Ave., 1st Floor

Ocean City, NJ

Contact

(800) 464-2484

Fax (301) 639-0804

john.martin@prospectmtg.com

Address

301 E 10th St Fl STREET1S

Ocean City, NJ

Contact

(609) 391-5206

Fax (301) 639-0804

suzanne.bryce@guaranteedrate.com

Refinancing News for Ocean City, New Jersey 08226