Compare Today’s Refinance Rates for Ocean View, New Jersey 08230
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ocean View, New Jersey 08230.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ocean View, New Jersey 08230. For 30-year amortization refinancing, you can expect lifetime cash savings of $16,634 or $46 per month in Ocean View and other parts of Cape May county.
Summary of Average Refinances in Ocean View, New Jersey 08230
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Interactive Refinance Rate Projections for Ocean View, New Jersey 08230
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ocean View, NJ 08230, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ocean View, New Jersey 08230 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ocean View, New Jersey and the surrounding Cape May county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 46.15% | 45.76% | 68.75% | 50.00% | 75.00% | 77.78% | 66.67% | 31.58% | |
avg refi rate | 3.60% | 2.97% | 3.36% | 4.33% | 4.50% | 4.02% | 4.19% | 4.15% | |
% 15 year fixed refinance | 23.08% | 33.90% | 25.00% | 33.33% | 22.22% | 11.11% | 57.89% | ||
avg refi rate | 2.71% | 2.47% | 3.03% | 4.06% | 3.44% | 3.50% | 3.34% | ||
Avg credit score | 730.00 | 744.24 | 746.13 | 724.50 | 745.50 | 731.56 | 746.44 | 745.79 | |
Avg LTV (loan to value) | 69.69% | 72.59% | 72.22% | 64.83% | 70.00% | 75.56% | 73.78% | 72.68% | |
Avg DTI (debt to income) | 31.69 | 33.63 | 31.63 | 27.33 | 36.00 | 28.33 | 33.33 | 32.37 | |
Avg refinance insurance % | 1.85% | 6.19% | 2.84% | 3.00% | 3.33% | 2.67% | 4.26% |
Best Refinance Brokers around Ocean View, New Jersey 08230
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ocean View, New Jersey 08230, we have compiled a list of top refinance brokers to assist you in the process.
Ronald Staller
Mortgage Originator
1001 W Brigantine Ave
Brigantine, NJ 08230
(609) 266-1204
rStaller@gateway-funding.com
Don Dodson
Commercial Loan Officer
225 N Main St
Cape May Court House, NJ 08230
(609) 465-5600
ddodson@capebanknj.com
Gary Farnesi
Commercial Loan Officer
225 N Main St
Cape May Court House, NJ 08230
(856) 273-6968
gfarnesi@capebanknj.com
Hugh Arbuthnot
Commercial Loan Officer
225 N Main St
Cape May Court House, NJ 08230
(856) 273-6968
harbuthnot@capebanknj.com
Greg Fuller
Commercial Loan Officer
225 N Main St
Cape May Court House, NJ 08230
(609) 465-5600
gfuller@capebanknj.com
Address
1001 W Brigantine Ave
Brigantine, NJ
Contact
(609) 266-1204
Fax (301) 639-0804
rStaller@gateway-funding.com
Address
225 N Main St
Cape May Court House, NJ
Contact
(609) 465-5600
Fax (301) 639-0804
ddodson@capebanknj.com
Address
225 N Main St
Cape May Court House, NJ
Contact
(856) 273-6968
Fax (301) 639-0804
gfarnesi@capebanknj.com