Compare Today’s Refinance Rates for Oceanville, New Jersey 08231
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Oceanville, New Jersey 08231.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $12,570 over the lifetime of your mortgage, which translates to a monthly savings of $35 in Oceanville and other areas of Atlantic county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Oceanville, New Jersey 08231
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Interactive Refinance Rate Projections for Oceanville, New Jersey 08231
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oceanville, NJ 08231, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oceanville, New Jersey 08231 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oceanville, New Jersey and the surrounding Atlantic county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 46.15% | 45.76% | 68.75% | 50.00% | 75.00% | 77.78% | 66.67% | 31.58% | |
avg refi rate | 3.60% | 2.97% | 3.36% | 4.33% | 4.50% | 4.02% | 4.19% | 4.15% | |
% 15 year fixed refinance | 23.08% | 33.90% | 25.00% | 33.33% | 22.22% | 11.11% | 57.89% | ||
avg refi rate | 2.71% | 2.47% | 3.03% | 4.06% | 3.44% | 3.50% | 3.34% | ||
Avg credit score | 730.00 | 744.24 | 746.13 | 724.50 | 745.50 | 731.56 | 746.44 | 745.79 | |
Avg LTV (loan to value) | 69.69% | 72.59% | 72.22% | 64.83% | 70.00% | 75.56% | 73.78% | 72.68% | |
Avg DTI (debt to income) | 31.69 | 33.63 | 31.63 | 27.33 | 36.00 | 28.33 | 33.33 | 32.37 | |
Avg refinance insurance % | 1.85% | 6.19% | 2.84% | 3.00% | 3.33% | 2.67% | 4.26% |
Best Refinance Brokers around Oceanville, New Jersey 08231
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oceanville, New Jersey 08231, we have compiled a list of top refinance brokers to assist you in the process.
Ronald Staller
Mortgage Originator
1001 W Brigantine Ave
Brigantine, NJ 08231
(609) 266-1204
rStaller@gateway-funding.com
Don Dodson
Commercial Loan Officer
225 N Main St
Cape May Court House, NJ 08231
(609) 465-5600
ddodson@capebanknj.com
Gary Farnesi
Commercial Loan Officer
225 N Main St
Cape May Court House, NJ 08231
(856) 273-6968
gfarnesi@capebanknj.com
Hugh Arbuthnot
Commercial Loan Officer
225 N Main St
Cape May Court House, NJ 08231
(856) 273-6968
harbuthnot@capebanknj.com
Greg Fuller
Commercial Loan Officer
225 N Main St
Cape May Court House, NJ 08231
(609) 465-5600
gfuller@capebanknj.com
Address
1001 W Brigantine Ave
Brigantine, NJ
Contact
(609) 266-1204
Fax (301) 639-0804
rStaller@gateway-funding.com
Address
225 N Main St
Cape May Court House, NJ
Contact
(609) 465-5600
Fax (301) 639-0804
ddodson@capebanknj.com
Address
225 N Main St
Cape May Court House, NJ
Contact
(856) 273-6968
Fax (301) 639-0804
gfarnesi@capebanknj.com