Compare Today’s Refinance Rates for Old Bridge, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Old Bridge, New Jersey 08857. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Old Bridge and other areas of Middlesex county, expected lifetime cash savings are $4,968 or $14 / month.

For Old Bridge, New Jersey 08857, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Old Bridge, New Jersey 08857

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Old Bridge, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Old Bridge, NJ 08857, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Old Bridge, NJ

Refinance Rates for Old Bridge, New Jersey 08857 from 2013 - 2020

Below are historical data on refinancing in Old Bridge, New Jersey and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Old Bridge, New Jersey 08857

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Old Bridge, New Jersey 08857, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Arty Quackenbush

Mortgage Banker

20 Bushnell Rd

Old Bridge, NJ 08857

(173) 267-9440

arty.quackenbush@chase.com

Brian Fisher

Mortgage Loan Officer

349 New Brunswick Ave Fl 2ND

Fords, NJ 08857

(800) 822-5626

brian.m.fisher@pncmortgage.com

Chris Cheng

Mortgage Loan Officer

349 New Brunswick Ave Fl 2ND

Fords, NJ 08857

(800) 822-5626

christopher.f.cheng@pncmortgage.com

David Lynne

Mortgage Loan Officer

349 New Brunswick Ave Fl 2ND

Fords, NJ 08857

(800) 822-5626

david.n.lynne@pncmortgage.com

Debra Gleason

Mortgage Loan Officer

349 New Brunswick Ave Fl 2ND

Fords, NJ 08857

(800) 822-5626

deb.gleason@pncmortgage.com

Address

20 Bushnell Rd

Old Bridge, NJ

Contact

(173) 267-9440

Fax (301) 639-0804

arty.quackenbush@chase.com

Address

349 New Brunswick Ave Fl 2ND

Fords, NJ

Contact

(800) 822-5626

Fax (301) 639-0804

brian.m.fisher@pncmortgage.com

Address

349 New Brunswick Ave Fl 2ND

Fords, NJ

Contact

(800) 822-5626

Fax (301) 639-0804

christopher.f.cheng@pncmortgage.com

Refinancing News for Old Bridge, New Jersey 08857