Compare Today’s Refinance Rates for Old Bridge, New Jersey 08857
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Old Bridge, New Jersey 08857.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Old Bridge, New Jersey 08857. For 30-year amortization refinancing, you can expect lifetime cash savings of $22,531 or $63 per month in Old Bridge and other parts of Middlesex county.
Summary of Average Refinances in Old Bridge, New Jersey 08857
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Interactive Refinance Rate Projections for Old Bridge, New Jersey 08857
Pureloan has developed an interactive chart to monitor the five largest local lenders in Old Bridge, NJ 08857, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Old Bridge, New Jersey 08857 from 2024 - 2016
The following historical data provides insights into refinancing trends in Old Bridge, New Jersey and the surrounding Middlesex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 64.81% | 58.71% | 46.83% | 62.96% | 62.07% | 47.73% | 64.00% | 53.85% |
avg refi rate | 6.79% | 3.71% | 3.00% | 3.38% | 4.36% | 4.70% | 4.43% | 4.05% | 4.09% |
% 15 year fixed refinance | 16.67% | 28.86% | 37.30% | 18.52% | 34.48% | 45.45% | 32.00% | 28.21% | |
avg refi rate | 2.72% | 2.43% | 2.89% | 3.97% | 4.00% | 3.52% | 3.35% | 3.36% | |
Avg credit score | 740.00 | 742.93 | 759.04 | 763.79 | 759.15 | 745.38 | 744.41 | 747.20 | 762.05 |
Avg LTV (loan to value) | 70.75% | 63.81% | 65.53% | 67.56% | 62.78% | 66.21% | 66.00% | 70.62% | 68.72% |
Avg DTI (debt to income) | 38.00 | 34.20 | 32.67 | 33.22 | 36.70 | 34.79 | 34.95 | 32.74 | 28.46 |
Avg refinance insurance % | 3.00% | 1.81% | 2.10% | 2.56% | 2.04% | 2.52% | 2.09% | 4.78% | 3.46% |
Best Refinance Brokers around Old Bridge, New Jersey 08857
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Old Bridge, New Jersey 08857, we have compiled a list of top refinance brokers to assist you in the process.
Arty Quackenbush
Mortgage Banker
20 Bushnell Rd
Old Bridge, NJ 08857
(173) 267-9440
arty.quackenbush@chase.com
Brian Fisher
Mortgage Loan Officer
349 New Brunswick Ave Fl 2ND
Fords, NJ 08857
(800) 822-5626
brian.m.fisher@pncmortgage.com
Chris Cheng
Mortgage Loan Officer
349 New Brunswick Ave Fl 2ND
Fords, NJ 08857
(800) 822-5626
christopher.f.cheng@pncmortgage.com
David Lynne
Mortgage Loan Officer
349 New Brunswick Ave Fl 2ND
Fords, NJ 08857
(800) 822-5626
david.n.lynne@pncmortgage.com
Debra Gleason
Mortgage Loan Officer
349 New Brunswick Ave Fl 2ND
Fords, NJ 08857
(800) 822-5626
deb.gleason@pncmortgage.com
Address
20 Bushnell Rd
Old Bridge, NJ
Contact
(173) 267-9440
Fax (301) 639-0804
arty.quackenbush@chase.com
Address
349 New Brunswick Ave Fl 2ND
Fords, NJ
Contact
(800) 822-5626
Fax (301) 639-0804
brian.m.fisher@pncmortgage.com
Address
349 New Brunswick Ave Fl 2ND
Fords, NJ
Contact
(800) 822-5626
Fax (301) 639-0804
christopher.f.cheng@pncmortgage.com