Compare Today’s Refinance Rates for Oldwick, New Jersey 08858
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Oldwick, New Jersey 08858.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $21,939 over the lifetime of your mortgage, which translates to a monthly savings of $61 in Oldwick and other areas of Hunterdon county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Oldwick, New Jersey 08858
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Interactive Refinance Rate Projections for Oldwick, New Jersey 08858
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oldwick, NJ 08858, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oldwick, New Jersey 08858 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oldwick, New Jersey and the surrounding Hunterdon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 64.81% | 58.71% | 46.83% | 62.96% | 62.07% | 47.73% | 64.00% | 53.85% |
avg refi rate | 6.79% | 3.71% | 3.00% | 3.38% | 4.36% | 4.70% | 4.43% | 4.05% | 4.09% |
% 15 year fixed refinance | 16.67% | 28.86% | 37.30% | 18.52% | 34.48% | 45.45% | 32.00% | 28.21% | |
avg refi rate | 2.72% | 2.43% | 2.89% | 3.97% | 4.00% | 3.52% | 3.35% | 3.36% | |
Avg credit score | 740.00 | 742.93 | 759.04 | 763.79 | 759.15 | 745.38 | 744.41 | 747.20 | 762.05 |
Avg LTV (loan to value) | 70.75% | 63.81% | 65.53% | 67.56% | 62.78% | 66.21% | 66.00% | 70.62% | 68.72% |
Avg DTI (debt to income) | 38.00 | 34.20 | 32.67 | 33.22 | 36.70 | 34.79 | 34.95 | 32.74 | 28.46 |
Avg refinance insurance % | 3.00% | 1.81% | 2.10% | 2.56% | 2.04% | 2.52% | 2.09% | 4.78% | 3.46% |
Best Refinance Brokers around Oldwick, New Jersey 08858
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oldwick, New Jersey 08858, we have compiled a list of top refinance brokers to assist you in the process.
Brian Fisher
Mortgage Loan Officer
349 New Brunswick Ave Fl 2ND
Fords, NJ 08858
(800) 822-5626
brian.m.fisher@pncmortgage.com
Chris Cheng
Mortgage Loan Officer
349 New Brunswick Ave Fl 2ND
Fords, NJ 08858
(800) 822-5626
christopher.f.cheng@pncmortgage.com
David Lynne
Mortgage Loan Officer
349 New Brunswick Ave Fl 2ND
Fords, NJ 08858
(800) 822-5626
david.n.lynne@pncmortgage.com
Debra Gleason
Mortgage Loan Officer
349 New Brunswick Ave Fl 2ND
Fords, NJ 08858
(800) 822-5626
deb.gleason@pncmortgage.com
Jeff Dlugasch
Mortgage Loan Officer
349 New Brunswick Ave Fl 2ND
Fords, NJ 08858
(800) 822-5626
jeff.dlugasch@pncmortgage.com
Address
349 New Brunswick Ave Fl 2ND
Fords, NJ
Contact
(800) 822-5626
Fax (301) 639-0804
brian.m.fisher@pncmortgage.com
Address
349 New Brunswick Ave Fl 2ND
Fords, NJ
Contact
(800) 822-5626
Fax (301) 639-0804
christopher.f.cheng@pncmortgage.com
Address
349 New Brunswick Ave Fl 2ND
Fords, NJ
Contact
(800) 822-5626
Fax (301) 639-0804
david.n.lynne@pncmortgage.com