Compare Today’s Refinance Rates for Oradell, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Oradell, New Jersey 07649. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Oradell and surrounding areas of Bergen county, your expected lifetime cash savings are $11,100 or $31 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oradell, New Jersey 07649.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Oradell, New Jersey 07649

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Oradell, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Oradell, NJ 07649, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Oradell, NJ

Refinance Rates for Oradell, New Jersey 07649 from 2013 - 2020

Below are historical data on refinancing in Oradell, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Oradell, New Jersey 07649

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oradell, New Jersey 07649, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Stuart Saposnik

Loan Officer

660 Kinderkamack Road, Suite 204

Oradell, NJ 07649

(201) 825-5801

stuarts@fairwaymc.com

Robert Lapierre

Loan Officer

660 Kinderkamack Road, Suite 204

Oradell, NJ 07649

(201) 825-5801

rlapierre@fairwaymc.com

Vince Santulli

Loan Officer

660 Kinderkamack Road, Suite 204

Oradell, NJ 07649

(201) 825-5801

vinces@fairwaymc.com

Stephen Reich

Mortgage Banker

417 Kinderkamack Rd

Oradell, NJ 07649

(120) 126-1658

stephen.j.reich@chase.com

David May

Loan Officer

550 Kinderkamack Rd Ste 1

Oradell, NJ 07649

(201) 599-3000

DMay@freedombanknj.com

Address

660 Kinderkamack Road, Suite 204

Oradell, NJ

Contact

(201) 825-5801

Fax (301) 639-0804

stuarts@fairwaymc.com

Address

660 Kinderkamack Road, Suite 204

Oradell, NJ

Contact

(201) 825-5801

Fax (301) 639-0804

rlapierre@fairwaymc.com

Address

660 Kinderkamack Road, Suite 204

Oradell, NJ

Contact

(201) 825-5801

Fax (301) 639-0804

vinces@fairwaymc.com

Refinancing News for Oradell, New Jersey 07649