Compare Today’s Refinance Rates for Oxford, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Oxford, New Jersey 07863. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,407 or $9 / month in Oxford and other areas of Warren county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oxford, New Jersey 07863.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Oxford, New Jersey 07863

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Oxford, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Oxford, NJ 07863, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Oxford, NJ

Refinance Rates for Oxford, New Jersey 07863 from 2013 - 2020

Below are historical data on refinancing in Oxford, New Jersey and around Warren county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Oxford, New Jersey 07863

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oxford, New Jersey 07863, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Myra Katzoff

Mortgage Banker

241 Newton Sparta Rd Ste 1

Newton, NJ 07863

(197) 338-3047

myra.katzoff@chase.com

Mark OSullivan

Mortgage Banker

1199 Sussex Turnpike

Mount Freedom, NJ 07863

(197) 389-5366

mark.o.osullivan@chase.com

Chuck Reed

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07863

(973) 532-8745

creed@remn.com

Frank Montufar

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07863

(973) 532-8745

fmontufar@remn.com

Thomas Schindler

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07863

(973) 532-8745

tschindler@remn.com

Address

241 Newton Sparta Rd Ste 1

Newton, NJ

Contact

(197) 338-3047

Fax (301) 639-0804

myra.katzoff@chase.com

Address

1199 Sussex Turnpike

Mount Freedom, NJ

Contact

(197) 389-5366

Fax (301) 639-0804

mark.o.osullivan@chase.com

Address

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ

Contact

(973) 532-8745

Fax (301) 639-0804

creed@remn.com

Refinancing News for Oxford, New Jersey 07863