Compare Today’s Refinance Rates for Palisades Park, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Palisades Park, New Jersey 07650. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $12,084 or $34 / month in Palisades Park and other areas of Bergen county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Palisades Park, New Jersey 07650.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Palisades Park, New Jersey 07650

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Palisades Park, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Palisades Park, NJ 07650, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Palisades Park, NJ

Refinance Rates for Palisades Park, New Jersey 07650 from 2013 - 2020

Below are historical data on refinancing in Palisades Park, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Palisades Park, New Jersey 07650

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Palisades Park, New Jersey 07650, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Peter Kim

Mortgage Banker

460 Bergen Blvd Ste 100

Palisades Park, NJ 07650

(120) 158-2514

peter.kim@chase.com

Jamie Kim

Mortgage Banker

460 BERGEN BLVD Suite 100

PALISADES PARK, NJ 07650

(20) 264-1000

jamie.kim@chase.com

M. Johnson

Loan Officer

80 E State Rt 4 Ste 100

Paramus, NJ 07650

(201) 843-6400

mjohnson@gateway-funding.com

NATALIE MCNAUGHT

Loan Officer

80 E State Rt 4 Ste 205

Paramus, NJ 07650

(201) 556-4146

natalie.m.mcnaught@wellsfargo.com

THOMAS SHAUGHNESSY

Loan Officer

80 E State Rt 4 Ste 205

Paramus, NJ 07650

(201) 556-4146

Thomas.E.Shaughnessy@wellsfargo.com

Address

460 Bergen Blvd Ste 100

Palisades Park, NJ

Contact

(120) 158-2514

Fax (301) 639-0804

peter.kim@chase.com

Address

460 BERGEN BLVD Suite 100

PALISADES PARK, NJ

Contact

(20) 264-1000

Fax (301) 639-0804

jamie.kim@chase.com

Address

80 E State Rt 4 Ste 100

Paramus, NJ

Contact

(201) 843-6400

Fax (301) 639-0804

mjohnson@gateway-funding.com

Refinancing News for Palisades Park, New Jersey 07650