Compare Today’s Refinance Rates for Paramus, New Jersey 07652
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Paramus, New Jersey 07652.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Paramus, New Jersey 07652. For 30-year amortization refinancing, you can expect lifetime cash savings of $13,437 or $37 per month in Paramus and other parts of Bergen county.
Summary of Average Refinances in Paramus, New Jersey 07652
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Interactive Refinance Rate Projections for Paramus, New Jersey 07652
Pureloan has developed an interactive chart to monitor the five largest local lenders in Paramus, NJ 07652, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Paramus, New Jersey 07652 from 2024 - 2016
The following historical data provides insights into refinancing trends in Paramus, New Jersey and the surrounding Bergen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Paramus, New Jersey 07652
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Paramus, New Jersey 07652, we have compiled a list of top refinance brokers to assist you in the process.
Jackie Koven
Mortgage Loan Officer
61 South Paramus Road, Suite 375
Paramus, NJ 07652
(800) 464-2484
jackie.koven@prospectmtg.com
Kurt McIntyre
Mortgage Loan Specialist
65 E State Rt 4 Ste 2
Paramus, NJ 07652
(614) 987-0129
Kurt.McIntyre@bankofamerica.com
Peter Appolito
Mortgage Originator
80 Route 4 East Suite 100
Paramus, NJ 07652
(201) 335-3533
pappolito@gateway-funding.com
Mark Johnson
Mortgage Originator
80 Route 4 East Suite 100
Paramus, NJ 07652
(201) 355-3509
majohnson@gateway-funding.com
Jeanette DeFiore
Mortgage Originator
80 Route 4 East Suite 100
Paramus, NJ 07652
(201) 335-3535
jdefiore@gateway-funding.com
Address
61 South Paramus Road, Suite 375
Paramus, NJ
Contact
(800) 464-2484
Fax (301) 639-0804
jackie.koven@prospectmtg.com
Address
65 E State Rt 4 Ste 2
Paramus, NJ
Contact
(614) 987-0129
Fax (301) 639-0804
Kurt.McIntyre@bankofamerica.com
Address
80 Route 4 East Suite 100
Paramus, NJ
Contact
(201) 335-3533
Fax (301) 639-0804
pappolito@gateway-funding.com