Compare Today’s Refinance Rates for Paramus, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Paramus, New Jersey 07652. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Paramus and other areas of Bergen county, expected lifetime cash savings are $11,282 or $31 / month.

For Paramus, New Jersey 07652, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Paramus, New Jersey 07652

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Paramus, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Paramus, NJ 07652, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Paramus, NJ

Refinance Rates for Paramus, New Jersey 07652 from 2013 - 2020

Below are historical data on refinancing in Paramus, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Paramus, New Jersey 07652

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Paramus, New Jersey 07652, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jackie Koven

Mortgage Loan Officer

61 South Paramus Road, Suite 375

Paramus, NJ 07652

(800) 464-2484

jackie.koven@prospectmtg.com

Kurt McIntyre

Mortgage Loan Specialist

65 E State Rt 4 Ste 2

Paramus, NJ 07652

(614) 987-0129

Kurt.McIntyre@bankofamerica.com

Peter Appolito

Mortgage Originator

80 Route 4 East Suite 100

Paramus, NJ 07652

(201) 335-3533

pappolito@gateway-funding.com

Mark Johnson

Mortgage Originator

80 Route 4 East Suite 100

Paramus, NJ 07652

(201) 355-3509

majohnson@gateway-funding.com

Jeanette DeFiore

Mortgage Originator

80 Route 4 East Suite 100

Paramus, NJ 07652

(201) 335-3535

jdefiore@gateway-funding.com

Address

61 South Paramus Road, Suite 375

Paramus, NJ

Contact

(800) 464-2484

Fax (301) 639-0804

jackie.koven@prospectmtg.com

Address

65 E State Rt 4 Ste 2

Paramus, NJ

Contact

(614) 987-0129

Fax (301) 639-0804

Kurt.McIntyre@bankofamerica.com

Address

80 Route 4 East Suite 100

Paramus, NJ

Contact

(201) 335-3533

Fax (301) 639-0804

pappolito@gateway-funding.com

Refinancing News for Paramus, New Jersey 07652