Compare Today’s Refinance Rates for Park Ridge, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Park Ridge, New Jersey 07656. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $9,626 or $27 / month in Park Ridge and other areas of Bergen county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Park Ridge, New Jersey 07656.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Park Ridge, New Jersey 07656

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Park Ridge, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Park Ridge, NJ 07656, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Park Ridge, NJ

Refinance Rates for Park Ridge, New Jersey 07656 from 2013 - 2020

Below are historical data on refinancing in Park Ridge, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Park Ridge, New Jersey 07656

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Park Ridge, New Jersey 07656, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Milly

Mortgage Loan Officer

365 W Passaic St Ste 190

Rochelle Park, NJ 07656

(201) 345-3210

millyas@4aspire.com

David Steinberg

Loan Officer Development

1415 Queen Anne Rd

Teaneck, NJ 07656

(201) 907-0060

dave@summitfunding.com

Michele Fiore

Mortgage Consultant

157 Broad St Ste 204

Red Bank, NJ 07656

(732) 747-1676

mfiore@rhfundingus.com

Richard Fingerlin

Mortgage Banker

32 Broad St

Red Bank, NJ 07656

(173) 266-8463

richard.fingerlin@chase.com

adinapoli Apoli

Mortgage Loan Officer

1516 State Route 138 Ste 2B

Belmar, NJ 07656

(732) 749-3333

adinapoli@advisorsmortgage.com

Address

365 W Passaic St Ste 190

Rochelle Park, NJ

Contact

(201) 345-3210

Fax (301) 639-0804

millyas@4aspire.com

Address

1415 Queen Anne Rd

Teaneck, NJ

Contact

(201) 907-0060

Fax (301) 639-0804

dave@summitfunding.com

Address

157 Broad St Ste 204

Red Bank, NJ

Contact

(732) 747-1676

Fax (301) 639-0804

mfiore@rhfundingus.com

Refinancing News for Park Ridge, New Jersey 07656