Compare Today’s Refinance Rates for Pennington, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Pennington, New Jersey 08534. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Pennington and surrounding areas of Mercer county, your expected lifetime cash savings are $9,626 or $27 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Pennington, New Jersey 08534.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Pennington, New Jersey 08534

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Pennington, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Pennington, NJ 08534, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Pennington, NJ

Refinance Rates for Pennington, New Jersey 08534 from 2013 - 2020

Below are historical data on refinancing in Pennington, New Jersey and around Mercer county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.50% 42.24% 48.78% 56.14% 60.11% 57.79% 61.33% 55.29%
avg refi rate 4.86% 4.50% 3.85% 3.79% 4.51% 4.11% 3.92% 4.02%
% 15 year fixed refinance 34.44% 42.72% 37.63% 32.72% 31.73% 31.30% 28.47% 32.58%
avg refi rate 4.25% 3.76% 3.22% 3.02% 3.59% 3.33% 3.13% 3.24%
Avg credit score 771.41 773.37 774.38 766.79 752.39 756.92 754.38 750.36
Avg LTV (loan to value) 60.39% 61.71% 63.37% 65.44% 69.24% 69.28% 69.79% 67.78%
Avg DTI (debt to income) 30.35 30.03 30.24 29.56 31.68 31.83 32.15 33.24
Avg refinance insurance % 0.52% 0.76% 1.07% 1.95% 3.31% 3.63% 3.80% 3.04%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Pennington, New Jersey 08534

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Pennington, New Jersey 08534, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Glenn Davis

Branch Manager

24 Arnett Ave Ste 105

Lambertville, NJ 08534

(609) 397-2616

glenn@guaranteedrate.com

Ben Marino

Vice President of Mortgage Lending

24 Arnett Ave Ste 105

Lambertville, NJ 08534

(609) 397-2616

ben.marino@guaranteedrate.com

Ryan Spreen

Branch Manager

60 Wilson Street

Lambertville, NJ 08534

(404) 424-2273

ryanspreen@gmail.com

Glenn Davis

Branch Manager/loan Officer

24 Arnett Ave #117

Lambertville, NJ 08534

(609) 922-9826

gdavis@benchmark.us

Patti Miller

Loan Officer

3499 Canyon De Flores, Suite E

Sierra Vista, AZ 08534

(520) 459-1161

pmiller@sunstreetmortgage.com

Address

24 Arnett Ave Ste 105

Lambertville, NJ

Contact

(609) 397-2616

Fax (301) 639-0804

glenn@guaranteedrate.com

Address

24 Arnett Ave Ste 105

Lambertville, NJ

Contact

(609) 397-2616

Fax (301) 639-0804

ben.marino@guaranteedrate.com

Address

60 Wilson Street

Lambertville, NJ

Contact

(404) 424-2273

Fax (301) 639-0804

ryanspreen@gmail.com

Refinancing News for Pennington, New Jersey 08534