Compare Today’s Refinance Rates for Perth Amboy, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Perth Amboy, New Jersey 08862. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Perth Amboy and other areas of Middlesex county, expected lifetime cash savings are $5,210 or $14 / month.

For Perth Amboy, New Jersey 08862, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Perth Amboy, New Jersey 08862

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Perth Amboy, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Perth Amboy, NJ 08862, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Perth Amboy, NJ

Refinance Rates for Perth Amboy, New Jersey 08862 from 2013 - 2020

Below are historical data on refinancing in Perth Amboy, New Jersey and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Perth Amboy, New Jersey 08862

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Perth Amboy, New Jersey 08862, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brian Fisher

Mortgage Loan Officer

349 New Brunswick Ave Fl 2ND

Fords, NJ 08862

(800) 822-5626

brian.m.fisher@pncmortgage.com

Chris Cheng

Mortgage Loan Officer

349 New Brunswick Ave Fl 2ND

Fords, NJ 08862

(800) 822-5626

christopher.f.cheng@pncmortgage.com

David Lynne

Mortgage Loan Officer

349 New Brunswick Ave Fl 2ND

Fords, NJ 08862

(800) 822-5626

david.n.lynne@pncmortgage.com

Debra Gleason

Mortgage Loan Officer

349 New Brunswick Ave Fl 2ND

Fords, NJ 08862

(800) 822-5626

deb.gleason@pncmortgage.com

Jeff Dlugasch

Mortgage Loan Officer

349 New Brunswick Ave Fl 2ND

Fords, NJ 08862

(800) 822-5626

jeff.dlugasch@pncmortgage.com

Address

349 New Brunswick Ave Fl 2ND

Fords, NJ

Contact

(800) 822-5626

Fax (301) 639-0804

brian.m.fisher@pncmortgage.com

Address

349 New Brunswick Ave Fl 2ND

Fords, NJ

Contact

(800) 822-5626

Fax (301) 639-0804

christopher.f.cheng@pncmortgage.com

Address

349 New Brunswick Ave Fl 2ND

Fords, NJ

Contact

(800) 822-5626

Fax (301) 639-0804

david.n.lynne@pncmortgage.com

Refinancing News for Perth Amboy, New Jersey 08862