Compare Today’s Refinance Rates for Pine Brook, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Pine Brook, New Jersey 07058. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $9,445 or $26 / month in Pine Brook and other areas of Essex county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Pine Brook, New Jersey 07058.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Pine Brook, New Jersey 07058

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Pine Brook, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Pine Brook, NJ 07058, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Pine Brook, NJ

Refinance Rates for Pine Brook, New Jersey 07058 from 2013 - 2020

Below are historical data on refinancing in Pine Brook, New Jersey and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 50.11% 52.15% 39.78% 45.32% 66.30% 58.49% 62.50% 57.14%
avg refi rate 4.86% 4.59% 3.90% 3.82% 4.46% 4.06% 3.89% 3.96%
% 15 year fixed refinance 34.23% 32.95% 40.06% 41.63% 25.41% 27.22% 27.75% 31.43%
avg refi rate 4.26% 3.87% 3.22% 3.05% 3.60% 3.34% 3.16% 3.29%
Avg credit score 752.36 751.26 756.85 747.57 737.04 749.23 743.22 751.92
Avg LTV (loan to value) 67.58% 68.03% 70.17% 69.69% 75.11% 72.25% 72.02% 72.23%
Avg DTI (debt to income) 30.27 29.61 28.51 29.28 30.88 31.04 30.53 32.26
Avg refinance insurance % 2.73% 3.12% 4.40% 4.13% 8.98% 6.01% 5.93% 6.23%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Pine Brook, New Jersey 07058

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Pine Brook, New Jersey 07058, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Shane Force

Mortgage Loan Originator

76 Woodmont Rd

Pine Brook, NJ 07058

(973) 830-8706

sf@atlantichomeloans.com

Arthur Guglielmo

Mortgage Loan Officer

100 Walnut Ave Ste 101

Clark, NJ 07058

(732) 381-2900

arthur.guglielmo@pncmortgage.com

Nancy Wang

Mortgage Loan Officer

100 Walnut Ave Ste 101

Clark, NJ 07058

(732) 381-2900

lianxia.wang@pncmortgage.com

Richard Buontempo

Mortgage Loan Officer

100 Walnut Ave Ste 101

Clark, NJ 07058

(732) 381-2900

richard.buontempo@pncmortgage.com

Neil Grote

Branch Manager

67 Walnut Ave Ste 107

Clark, NJ 07058

(973) 939-8663

neil.grote@guaranteedrate.com

Address

76 Woodmont Rd

Pine Brook, NJ

Contact

(973) 830-8706

Fax (301) 639-0804

sf@atlantichomeloans.com

Address

100 Walnut Ave Ste 101

Clark, NJ

Contact

(732) 381-2900

Fax (301) 639-0804

arthur.guglielmo@pncmortgage.com

Address

100 Walnut Ave Ste 101

Clark, NJ

Contact

(732) 381-2900

Fax (301) 639-0804

lianxia.wang@pncmortgage.com

Refinancing News for Pine Brook, New Jersey 07058