Compare Today’s Refinance Rates for Point Pleasant Beach, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Point Pleasant Beach, New Jersey 08742. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $10,918 or $30 / month in Point Pleasant Beach and other areas of Ocean county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Point Pleasant Beach, New Jersey 08742.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Point Pleasant Beach, New Jersey 08742

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Point Pleasant Beach, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Point Pleasant Beach, NJ 08742, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Point Pleasant Beach, NJ

Refinance Rates for Point Pleasant Beach, New Jersey 08742 from 2013 - 2020

Below are historical data on refinancing in Point Pleasant Beach, New Jersey and around Ocean county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Point Pleasant Beach, New Jersey 08742

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Point Pleasant Beach, New Jersey 08742, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rich McGowan

Mortgage Loan Officer

2200 Bridge Ave.

Point Pleasant, NJ 08742

(800) 464-2484

rich.mcgowan@prospectmtg.com

Clifford Height

Senior Loan Officer

2520 Highway 35

Manasquan, NJ 08742

(732) 800-0177

cHeight@gateway-funding.com

Ford Grigg

Branch Manager

2520 Highway 35

Manasquan, NJ 08742

(732) 800-0177

fGrigg@gateway-funding.com

Joseph Zardavets

Senior Loan Officer

2520 Highway 35

Manasquan, NJ 08742

(732) 800-0177

jZardavets@gateway-funding.com

Michael Blair

Senior Loan Officer

2520 Highway 35

Manasquan, NJ 08742

(732) 800-0177

mBlair@gateway-funding.com

Address

2200 Bridge Ave.

Point Pleasant, NJ

Contact

(800) 464-2484

Fax (301) 639-0804

rich.mcgowan@prospectmtg.com

Address

2520 Highway 35

Manasquan, NJ

Contact

(732) 800-0177

Fax (301) 639-0804

cHeight@gateway-funding.com

Address

2520 Highway 35

Manasquan, NJ

Contact

(732) 800-0177

Fax (301) 639-0804

fGrigg@gateway-funding.com

Refinancing News for Point Pleasant Beach, New Jersey 08742