Compare Today’s Refinance Rates for Port Monmouth, New Jersey 07758
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Port Monmouth, New Jersey 07758.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Port Monmouth, New Jersey 07758. For 30-year amortization refinancing, you can expect lifetime cash savings of $21,210 or $59 per month in Port Monmouth and other parts of Monmouth county.
Summary of Average Refinances in Port Monmouth, New Jersey 07758
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Interactive Refinance Rate Projections for Port Monmouth, New Jersey 07758
Pureloan has developed an interactive chart to monitor the five largest local lenders in Port Monmouth, NJ 07758, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Port Monmouth, New Jersey 07758 from 2024 - 2016
The following historical data provides insights into refinancing trends in Port Monmouth, New Jersey and the surrounding Monmouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Port Monmouth, New Jersey 07758
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Port Monmouth, New Jersey 07758, we have compiled a list of top refinance brokers to assist you in the process.
Audra Burghard
Mortgage Banker
1310 3rd Ave
Spring Lake, NJ 07758
(184) 833-3681
audra.a.burghard@chase.com
Martha Estrada
Mortgage Banker
1 E Clinton St
Dover, NJ 07758
(197) 336-6200
martha.c.estrada@chase.com
Carlos Zuniga
Mortgage Banker
57 Diamond Spring Rd
Denville, NJ 07758
(197) 362-5738
carlos.zuniga@chase.com
Michael Brannigan
Branch Manager
111 Howard Blvd Ste 170B
Mount Arlington, NJ 07758
(973) 770-4900
mike.brannigan@guaranteedrate.com
Myra Katzoff
Mortgage Banker
241 Newton Sparta Rd Ste 1
Newton, NJ 07758
(197) 338-3047
myra.katzoff@chase.com
Address
1310 3rd Ave
Spring Lake, NJ
Contact
(184) 833-3681
Fax (301) 639-0804
audra.a.burghard@chase.com
Address
1 E Clinton St
Dover, NJ
Contact
(197) 336-6200
Fax (301) 639-0804
martha.c.estrada@chase.com
Address
57 Diamond Spring Rd
Denville, NJ
Contact
(197) 362-5738
Fax (301) 639-0804
carlos.zuniga@chase.com