Compare Today’s Refinance Rates for Port Reading, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Port Reading, New Jersey 07064. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Port Reading and other areas of Middlesex county, expected lifetime cash savings are $4,657 or $13 / month.

For Port Reading, New Jersey 07064, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Port Reading, New Jersey 07064

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Port Reading, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Port Reading, NJ 07064, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Port Reading, NJ

Refinance Rates for Port Reading, New Jersey 07064 from 2013 - 2020

Below are historical data on refinancing in Port Reading, New Jersey and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Port Reading, New Jersey 07064

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Port Reading, New Jersey 07064, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Arthur Guglielmo

Mortgage Loan Officer

100 Walnut Ave Ste 101

Clark, NJ 07064

(732) 381-2900

arthur.guglielmo@pncmortgage.com

Nancy Wang

Mortgage Loan Officer

100 Walnut Ave Ste 101

Clark, NJ 07064

(732) 381-2900

lianxia.wang@pncmortgage.com

Richard Buontempo

Mortgage Loan Officer

100 Walnut Ave Ste 101

Clark, NJ 07064

(732) 381-2900

richard.buontempo@pncmortgage.com

Neil Grote

Branch Manager

67 Walnut Ave Ste 107

Clark, NJ 07064

(973) 939-8663

neil.grote@guaranteedrate.com

Lisa Mathews

Vice President of Mortgage Lending

67 Walnut Ave Ste 107

Clark, NJ 07064

(973) 939-8663

lisa.mathews@guaranteedrate.com

Address

100 Walnut Ave Ste 101

Clark, NJ

Contact

(732) 381-2900

Fax (301) 639-0804

arthur.guglielmo@pncmortgage.com

Address

100 Walnut Ave Ste 101

Clark, NJ

Contact

(732) 381-2900

Fax (301) 639-0804

lianxia.wang@pncmortgage.com

Address

100 Walnut Ave Ste 101

Clark, NJ

Contact

(732) 381-2900

Fax (301) 639-0804

richard.buontempo@pncmortgage.com

Refinancing News for Port Reading, New Jersey 07064