Compare Today’s Refinance Rates for Princeton, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Princeton, New Jersey 08544. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $51,943 or $144 / month in Princeton and other areas of Mercer county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Princeton, New Jersey 08544.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Princeton, New Jersey 08544

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Princeton, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Princeton, NJ 08544, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Princeton, NJ

Refinance Rates for Princeton, New Jersey 08544 from 2013 - 2020

Below are historical data on refinancing in Princeton, New Jersey and around Mercer county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.50% 42.24% 48.78% 56.14% 60.11% 57.79% 61.33% 55.29%
avg refi rate 4.86% 4.50% 3.85% 3.79% 4.51% 4.11% 3.92% 4.02%
% 15 year fixed refinance 34.44% 42.72% 37.63% 32.72% 31.73% 31.30% 28.47% 32.58%
avg refi rate 4.25% 3.76% 3.22% 3.02% 3.59% 3.33% 3.13% 3.24%
Avg credit score 771.41 773.37 774.38 766.79 752.39 756.92 754.38 750.36
Avg LTV (loan to value) 60.39% 61.71% 63.37% 65.44% 69.24% 69.28% 69.79% 67.78%
Avg DTI (debt to income) 30.35 30.03 30.24 29.56 31.68 31.83 32.15 33.24
Avg refinance insurance % 0.52% 0.76% 1.07% 1.95% 3.31% 3.63% 3.80% 3.04%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Princeton, New Jersey 08544

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Princeton, New Jersey 08544, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Joe Hage

Mortgage Banker

16 Nassau Street

Princeton, NJ 08544

(609) 683-6077

joe.hage@chase.com

Michael Sondern

Mortgage Originator

33 Witherspoon St

Princeton, NJ 08544

(215) 591-0222

mSondern@gateway-funding.com

Melanie Doering

Mortgage Originator

33 Witherspoon St

Princeton, NJ 08544

(609) 921-3131

mDoering@gateway-funding.com

Michael Schultz

Mortgage Banker

16 Nassau St

Princeton, NJ 08544

(160) 968-3607

michael.a.schultz@chase.com

Patti Miller

Loan Officer

3499 Canyon De Flores, Suite E

Sierra Vista, AZ 08544

(520) 459-1161

pmiller@sunstreetmortgage.com

Address

16 Nassau Street

Princeton, NJ

Contact

(609) 683-6077

Fax (301) 639-0804

joe.hage@chase.com

Address

33 Witherspoon St

Princeton, NJ

Contact

(215) 591-0222

Fax (301) 639-0804

mSondern@gateway-funding.com

Address

33 Witherspoon St

Princeton, NJ

Contact

(609) 921-3131

Fax (301) 639-0804

mDoering@gateway-funding.com

Refinancing News for Princeton, New Jersey 08544