Compare Today’s Refinance Rates for Readington, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Readington, New Jersey 08870. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Readington and other areas of Somerset county, expected lifetime cash savings are $5,969 or $17 / month.

For Readington, New Jersey 08870, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Readington, New Jersey 08870

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Readington, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Readington, NJ 08870, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Readington, NJ

Refinance Rates for Readington, New Jersey 08870 from 2013 - 2020

Below are historical data on refinancing in Readington, New Jersey and around Somerset county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Readington, New Jersey 08870

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Readington, New Jersey 08870, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rholi Baugh

Loan Lender

838 Easton Ave

Somerset, NJ 08870

(732) 448-0753

rholibaugh@alliedmg.com

Erik Yeager

Mortgage Banker

3166 US Highway 22

Somerville, NJ 08870

(160) 927-5672

erik.yeager@chase.com

ROBERT PALAZZI

Loan Officer

92 E Main St

Somerville, NJ 08870

(908) 575-4420

robert.a.palazzi@wellsfargo.com

EDWIN CLAPP

Loan Officer

92 E Main St

Somerville, NJ 08870

(908) 575-4420

griffin.clapp@wellsfargo.com

MILDRED DUZANSON-BAPTISTE

Loan Officer

92 E Main St

Somerville, NJ 08870

(908) 575-4420

mildred.baptiste@wellsfargo.com

Address

838 Easton Ave

Somerset, NJ

Contact

(732) 448-0753

Fax (301) 639-0804

rholibaugh@alliedmg.com

Address

3166 US Highway 22

Somerville, NJ

Contact

(160) 927-5672

Fax (301) 639-0804

erik.yeager@chase.com

Address

92 E Main St

Somerville, NJ

Contact

(908) 575-4420

Fax (301) 639-0804

robert.a.palazzi@wellsfargo.com

Refinancing News for Readington, New Jersey 08870