Compare Today’s Refinance Rates for Roosevelt, New Jersey 08555

Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Roosevelt, New Jersey 08555.

With a 30-year amortization refinance in Roosevelt and surrounding areas of Monmouth county, our calculations show that you can expect to save up to $16,049 over the lifetime of your mortgage, or a monthly savings of $45. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Roosevelt, New Jersey 08555.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.22 -74.473611 3091

Summary of Average Refinances in Roosevelt, New Jersey 08555

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Roosevelt, New Jersey 08555

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Roosevelt, NJ 08555, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Roosevelt, New Jersey 08555

Roosevelt is a borough in western Monmouth County, in the U.S. state of New Jersey. As of the 2020 United States census, the borough's population was 808, a decrease of 74 from the 2010 census count of 882, which in turn reflected a decline of 51 from the 933 counted in the 2000 census. Read more

Roosevelt is a borough in western Monmouth County, in the U.S. state of New Jersey. As of the 2020 United States census, the borough's population was 808, a decrease of 74 from the 2010 census count of 882, which in turn reflected a decline of 51 from the 933 counted in the 2000 census.Located at the cross-roads between the Delaware Valley region to the south and the Raritan Valley region to the north in the center of the state, the borough was established as Jersey Homesteads by an act of the New Jersey Legislature on May 29, 1937, from portions of Millstone Township. The name was changed to Roosevelt as of November 9, 1945, based on the results of a referendum held three days earlier, in honor of Franklin D. Roosevelt, who had died on April 12, 1945.New Jersey Monthly magazine ranked Roosevelt as its 12th best place to live in its 2008 rankings of the "Best Places To Live" in New Jersey. Read less

Historical Refinance Rates in Roosevelt, New Jersey 08555 from 2024 - 2016

The following historical data provides insights into refinancing trends in Roosevelt, New Jersey and the surrounding Monmouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 100.00% 64.21% 69.36% 67.52% 68.00% 55.32% 67.21% 67.78% 64.06%
avg refi rate 6.64% 3.81% 3.01% 3.32% 4.18% 4.72% 4.26% 3.95% 4.12%
% 15 year fixed refinance 18.95% 19.36% 21.23% 19.00% 29.79% 27.87% 24.44% 26.56%
avg refi rate 2.92% 2.50% 2.87% 3.61% 3.89% 3.51% 3.28% 3.51%
Avg credit score 722.71 744.57 755.38 761.19 756.62 733.21 752.44 759.40 768.34
Avg LTV (loan to value) 60.36% 58.69% 62.66% 67.09% 68.74% 70.85% 70.08% 69.52% 68.00%
Avg DTI (debt to income) 38.36 34.27 32.97 32.42 33.90 33.57 34.15 34.11 31.81
Avg refinance insurance % 0.86% 0.57% 1.25% 2.31% 3.13% 3.51% 2.21% 3.54% 3.80%

Source: Financial Report of the US Government

Best Refinance Brokers around Roosevelt, New Jersey 08555

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Roosevelt, New Jersey 08555, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Patti Miller

Loan Officer

3499 Canyon De Flores, Suite E

Sierra Vista, AZ 08555

(520) 459-1161

pmiller@sunstreetmortgage.com

Paxton Buglewicz

Loan Officer

3499 Canyon De Flores, Suite E

Sierra Vista, AZ 08555

(520) 547-2400

pbuglewicz@sunstreetmortgage.com

Steve Forino

Loan Officer

349 New Brunswick Ave

Hamilton, NJ 08555

(732) 616-7882

Steve.Forino@pnc.com

Robert Hewitt

Loan Officer

349 New Brunswick Ave

Hamilton, NJ 08555

Robert.Hewitt@pnc.com

Frank Mancino

Mortgage Loan Officer

1 Nami Ln

Trenton, NJ 08555

(609) 586-0020

fmancino@gateway-funding.com

Address

3499 Canyon De Flores, Suite E

Sierra Vista, AZ

Contact

(520) 459-1161

Fax (301) 639-0804

pmiller@sunstreetmortgage.com

Address

3499 Canyon De Flores, Suite E

Sierra Vista, AZ

Contact

(520) 547-2400

Fax (301) 639-0804

pbuglewicz@sunstreetmortgage.com

Address

349 New Brunswick Ave

Hamilton, NJ

Contact

(732) 616-7882

Fax (301) 639-0804

Steve.Forino@pnc.com

Refinancing News for Roosevelt, New Jersey 08555