Compare Today’s Refinance Rates for Rutherford, New Jersey 07070
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rutherford, New Jersey 07070.
With a 30-year amortization refinance in Rutherford and surrounding areas of Bergen county, our calculations show that you can expect to save up to $17,720 over the lifetime of your mortgage, or a monthly savings of $49. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Rutherford, New Jersey 07070.
Summary of Average Refinances in Rutherford, New Jersey 07070
Become a certified mortgage expert on Pureloan.com
in Rutherford, New Jersey 07070
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Rutherford, New Jersey 07070
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rutherford, NJ 07070, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rutherford, New Jersey 07070 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rutherford, New Jersey and the surrounding Bergen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 59.88% | 57.74% | 58.08% | 68.20% | 52.61% | 46.80% | 57.32% | 58.21% | |
avg refi rate | 4.10% | 3.95% | 4.08% | 4.48% | 3.76% | 3.91% | 4.57% | 4.82% | |
% 15 year fixed refinance | 29.01% | 30.13% | 26.46% | 19.82% | 37.15% | 37.19% | 30.27% | 29.01% | |
avg refi rate | 3.26% | 3.15% | 3.28% | 3.73% | 3.03% | 3.25% | 3.77% | 4.19% | |
Avg credit score | 742.22 | 738.95 | 746.59 | 743.34 | 750.86 | 753.81 | 742.88 | 749.90 | |
Avg LTV (loan to value) | 75.10% | 74.12% | 75.81% | 74.77% | 71.91% | 70.08% | 70.87% | 68.99% | |
Avg DTI (debt to income) | 33.20 | 32.03 | 31.56 | 31.69 | 29.68 | 28.93 | 30.12 | 30.48 | |
Avg refinance insurance % | 6.60% | 6.89% | 7.23% | 6.27% | 5.12% | 3.52% | 3.76% | 2.94% |
Best Refinance Brokers around Rutherford, New Jersey 07070
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rutherford, New Jersey 07070, we have compiled a list of top refinance brokers to assist you in the process.
Baret Kechian
Branch Manager
1099 Wall St W Ste 137
Lyndhurst, NJ 07070
(201) 796-6441
baret.kechian@guaranteedrate.com
Yuriy Kilgishov
Mortgage Banker
90 Hackensack St
East Rutherford, NJ 07070
(120) 196-0840
yuriy.kilgishov@chase.com
Ralph Lagriola
Residential Loan Officer
200 Valley Street
South Orange, NJ 07070
(201) 823-0700
rlagriola@bankwithbcb.com
Wayne Smith
Residential Loan Officer
200 Valley Street
South Orange, NJ 07070
(201) 823-0700
wsmith@bankwithbcb.com
Ed Robinson
Loan Officer Assistant
203 Irvington Avenue Suite 200
South Orange, NJ 07070
(973) 630-7838
edrobinson@eaglehm.com
Address
1099 Wall St W Ste 137
Lyndhurst, NJ
Contact
(201) 796-6441
Fax (301) 639-0804
baret.kechian@guaranteedrate.com
Address
90 Hackensack St
East Rutherford, NJ
Contact
(120) 196-0840
Fax (301) 639-0804
yuriy.kilgishov@chase.com
Address
200 Valley Street
South Orange, NJ
Contact
(201) 823-0700
Fax (301) 639-0804
rlagriola@bankwithbcb.com