Compare Today’s Refinance Rates for Sayreville, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Sayreville, New Jersey 08872. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,123 or $14 / month in Sayreville and other areas of Middlesex county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Sayreville, New Jersey 08872.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Sayreville, New Jersey 08872

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Sayreville, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Sayreville, NJ 08872, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Sayreville, NJ

Refinance Rates for Sayreville, New Jersey 08872 from 2013 - 2020

Below are historical data on refinancing in Sayreville, New Jersey and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Sayreville, New Jersey 08872

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Sayreville, New Jersey 08872, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rholi Baugh

Loan Lender

838 Easton Ave

Somerset, NJ 08872

(732) 448-0753

rholibaugh@alliedmg.com

Erik Yeager

Mortgage Banker

3166 US Highway 22

Somerville, NJ 08872

(160) 927-5672

erik.yeager@chase.com

ROBERT PALAZZI

Loan Officer

92 E Main St

Somerville, NJ 08872

(908) 575-4420

robert.a.palazzi@wellsfargo.com

EDWIN CLAPP

Loan Officer

92 E Main St

Somerville, NJ 08872

(908) 575-4420

griffin.clapp@wellsfargo.com

MILDRED DUZANSON-BAPTISTE

Loan Officer

92 E Main St

Somerville, NJ 08872

(908) 575-4420

mildred.baptiste@wellsfargo.com

Address

838 Easton Ave

Somerset, NJ

Contact

(732) 448-0753

Fax (301) 639-0804

rholibaugh@alliedmg.com

Address

3166 US Highway 22

Somerville, NJ

Contact

(160) 927-5672

Fax (301) 639-0804

erik.yeager@chase.com

Address

92 E Main St

Somerville, NJ

Contact

(908) 575-4420

Fax (301) 639-0804

robert.a.palazzi@wellsfargo.com

Refinancing News for Sayreville, New Jersey 08872