Compare Today’s Refinance Rates for Sea Girt, New Jersey 08750
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Sea Girt, New Jersey 08750.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Sea Girt, New Jersey 08750. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,633 or $16 per month in Sea Girt and other parts of Monmouth county.
Summary of Average Refinances in Sea Girt, New Jersey 08750
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Interactive Refinance Rate Projections for Sea Girt, New Jersey 08750
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sea Girt, NJ 08750, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sea Girt, New Jersey 08750 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sea Girt, New Jersey and the surrounding Monmouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 77.78% | 57.14% | 64.75% | 64.95% | 65.52% | 70.09% | 64.36% | 63.68% | 61.84% |
| avg refi rate | 6.61% | 3.57% | 2.96% | 3.24% | 4.11% | 4.50% | 4.00% | 3.88% | 4.14% |
| % 15 year fixed refinance | 22.22% | 22.38% | 23.04% | 21.93% | 23.15% | 19.63% | 29.21% | 27.35% | 28.95% |
| avg refi rate | 6.06% | 2.69% | 2.46% | 2.87% | 3.57% | 3.85% | 3.38% | 3.22% | 3.37% |
| Avg credit score | 728.33 | 796.88 | 764.20 | 769.25 | 759.41 | 741.97 | 761.61 | 757.76 | 758.34 |
| Avg LTV (loan to value) | 53.22% | 53.31% | 57.27% | 62.14% | 62.21% | 60.48% | 63.86% | 66.40% | 65.28% |
| Avg DTI (debt to income) | 32.00 | 33.36 | 31.79 | 31.43 | 32.72 | 34.43 | 33.22 | 33.74 | 33.03 |
| Avg refinance insurance % | 3.33% | 1.24% | 1.04% | 1.56% | 1.74% | 1.55% | 2.11% | 4.19% | 3.48% |
Best Refinance Brokers around Sea Girt, New Jersey 08750
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sea Girt, New Jersey 08750, we have compiled a list of top refinance brokers to assist you in the process.
Joe Heisler
Mortgage Loan Officer
17 Route 37 E
Toms River, NJ 08750
(732) 797-1666
joeheisler@myfidelitymortgage.net
Travis David
Mortgage Originator
1310 Hooper Ave
Toms River, NJ 08750
(732) 713-5020
tDavid@gateway-funding.com
Carl Chimenti
Loan Officer
17 Route 37 E
Toms River, NJ 08750
(732) 505-9050
carl@myfidelitymortgage.net
Marirene P-Heisler
Mortgage Broker
17 Route 37 E
Toms River, NJ 08750
(732) 505-9050 Ext.
marirene@myfidelitymortgage.net
Kelly Keeney
Processor
17 Route 37 E
Toms River, NJ 08750
(732) 505-9050
kkeeney@myfidelitymortgage.net
Address
17 Route 37 E
Toms River, NJ
Contact
(732) 797-1666
Fax (301) 639-0804
joeheisler@myfidelitymortgage.net
Address
1310 Hooper Ave
Toms River, NJ
Contact
(732) 713-5020
Fax (301) 639-0804
tDavid@gateway-funding.com
Address
17 Route 37 E
Toms River, NJ
Contact
(732) 505-9050
Fax (301) 639-0804
carl@myfidelitymortgage.net