Compare Today’s Refinance Rates for Seaside Heights, New Jersey 08751
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Seaside Heights, New Jersey 08751.
With a 30-year amortization refinance in Seaside Heights and surrounding areas of Ocean county, our calculations show that you can expect to save up to $13,585 over the lifetime of your mortgage, or a monthly savings of $38. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Seaside Heights, New Jersey 08751.
Summary of Average Refinances in Seaside Heights, New Jersey 08751
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Interactive Refinance Rate Projections for Seaside Heights, New Jersey 08751
Pureloan has developed an interactive chart to monitor the five largest local lenders in Seaside Heights, NJ 08751, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Seaside Heights, New Jersey 08751 from 2024 - 2016
The following historical data provides insights into refinancing trends in Seaside Heights, New Jersey and the surrounding Ocean county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.78% | 57.14% | 64.75% | 64.95% | 65.52% | 70.09% | 64.36% | 63.68% | 61.84% |
avg refi rate | 6.61% | 3.57% | 2.96% | 3.24% | 4.11% | 4.50% | 4.00% | 3.88% | 4.14% |
% 15 year fixed refinance | 22.22% | 22.38% | 23.04% | 21.93% | 23.15% | 19.63% | 29.21% | 27.35% | 28.95% |
avg refi rate | 6.06% | 2.69% | 2.46% | 2.87% | 3.57% | 3.85% | 3.38% | 3.22% | 3.37% |
Avg credit score | 728.33 | 796.88 | 764.20 | 769.25 | 759.41 | 741.97 | 761.61 | 757.76 | 758.34 |
Avg LTV (loan to value) | 53.22% | 53.31% | 57.27% | 62.14% | 62.21% | 60.48% | 63.86% | 66.40% | 65.28% |
Avg DTI (debt to income) | 32.00 | 33.36 | 31.79 | 31.43 | 32.72 | 34.43 | 33.22 | 33.74 | 33.03 |
Avg refinance insurance % | 3.33% | 1.24% | 1.04% | 1.56% | 1.74% | 1.55% | 2.11% | 4.19% | 3.48% |
Best Refinance Brokers around Seaside Heights, New Jersey 08751
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Seaside Heights, New Jersey 08751, we have compiled a list of top refinance brokers to assist you in the process.
Joe Heisler
Mortgage Loan Officer
17 Route 37 E
Toms River, NJ 08751
(732) 797-1666
joeheisler@myfidelitymortgage.net
Travis David
Mortgage Originator
1310 Hooper Ave
Toms River, NJ 08751
(732) 713-5020
tDavid@gateway-funding.com
Carl Chimenti
Loan Officer
17 Route 37 E
Toms River, NJ 08751
(732) 505-9050
carl@myfidelitymortgage.net
Marirene P-Heisler
Mortgage Broker
17 Route 37 E
Toms River, NJ 08751
(732) 505-9050 Ext.
marirene@myfidelitymortgage.net
Kelly Keeney
Processor
17 Route 37 E
Toms River, NJ 08751
(732) 505-9050
kkeeney@myfidelitymortgage.net
Address
17 Route 37 E
Toms River, NJ
Contact
(732) 797-1666
Fax (301) 639-0804
joeheisler@myfidelitymortgage.net
Address
1310 Hooper Ave
Toms River, NJ
Contact
(732) 713-5020
Fax (301) 639-0804
tDavid@gateway-funding.com
Address
17 Route 37 E
Toms River, NJ
Contact
(732) 505-9050
Fax (301) 639-0804
carl@myfidelitymortgage.net