Compare Today’s Refinance Rates for Seaside Heights, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Seaside Heights, New Jersey 08751. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Seaside Heights and surrounding areas of Ocean county, your expected lifetime cash savings are $5,969 or $17 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Seaside Heights, New Jersey 08751.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Seaside Heights, New Jersey 08751

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Seaside Heights, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Seaside Heights, NJ 08751, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Seaside Heights, NJ

Refinance Rates for Seaside Heights, New Jersey 08751 from 2013 - 2020

Below are historical data on refinancing in Seaside Heights, New Jersey and around Ocean county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Seaside Heights, New Jersey 08751

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Seaside Heights, New Jersey 08751, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Joe Heisler

Mortgage Loan Officer

17 Route 37 E

Toms River, NJ 08751

(732) 797-1666

joeheisler@myfidelitymortgage.net

Travis David

Mortgage Originator

1310 Hooper Ave

Toms River, NJ 08751

(732) 713-5020

tDavid@gateway-funding.com

Carl Chimenti

Loan Officer

17 Route 37 E

Toms River, NJ 08751

(732) 505-9050

carl@myfidelitymortgage.net

Marirene P-Heisler

Mortgage Broker

17 Route 37 E

Toms River, NJ 08751

(732) 505-9050 Ext.

marirene@myfidelitymortgage.net

Kelly Keeney

Processor

17 Route 37 E

Toms River, NJ 08751

(732) 505-9050

kkeeney@myfidelitymortgage.net

Address

17 Route 37 E

Toms River, NJ

Contact

(732) 797-1666

Fax (301) 639-0804

joeheisler@myfidelitymortgage.net

Address

1310 Hooper Ave

Toms River, NJ

Contact

(732) 713-5020

Fax (301) 639-0804

tDavid@gateway-funding.com

Address

17 Route 37 E

Toms River, NJ

Contact

(732) 505-9050

Fax (301) 639-0804

carl@myfidelitymortgage.net

Refinancing News for Seaside Heights, New Jersey 08751