Compare Today’s Refinance Rates for Short Hills, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Short Hills, New Jersey 07078. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Short Hills and other areas of Essex county, expected lifetime cash savings are $98,722 or $274 / month.

For Short Hills, New Jersey 07078, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Short Hills, New Jersey 07078

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Short Hills, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Short Hills, NJ 07078, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Short Hills, NJ

Refinance Rates for Short Hills, New Jersey 07078 from 2013 - 2020

Below are historical data on refinancing in Short Hills, New Jersey and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Short Hills, New Jersey 07078

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Short Hills, New Jersey 07078, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

N. Parikh

Loan Officer

906 Oak Tree Ave Ste Q

South Plainfield, NJ 07078

(908) 769-5151

nparikh@kwikmtg.com

Peter Simko

Senior Mortgage Consultant

906 Oak Tree Ave Ste R

South Plainfield, NJ 07078

(908) 315-5254

psimko@kwikmtg.com

Punit Shah

Senior Mortgage Consultant

906 Oak Tree Ave Ste R

South Plainfield, NJ 07078

(908) 315-5365

pshah@kwikmtg.com

Gopal Patel

Senior Mortgage Consultant

906 Oak Tree Ave Ste R

South Plainfield, NJ 07078

(908) 315-5261

gpatel@kwikmtg.com

Lourdes Corrales

Senior Mortgage Consultant

906 Oak Tree Ave Ste R

South Plainfield, NJ 07078

(908) 769-5151

lcorrales@kwikmtg.com

Address

906 Oak Tree Ave Ste Q

South Plainfield, NJ

Contact

(908) 769-5151

Fax (301) 639-0804

nparikh@kwikmtg.com

Address

906 Oak Tree Ave Ste R

South Plainfield, NJ

Contact

(908) 315-5254

Fax (301) 639-0804

psimko@kwikmtg.com

Address

906 Oak Tree Ave Ste R

South Plainfield, NJ

Contact

(908) 315-5365

Fax (301) 639-0804

pshah@kwikmtg.com

Refinancing News for Short Hills, New Jersey 07078