Compare Today’s Refinance Rates for South Plainfield, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for South Plainfield, New Jersey 07080. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,140 or $17 / month in South Plainfield and other areas of Middlesex county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for South Plainfield, New Jersey 07080.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in South Plainfield, New Jersey 07080

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for South Plainfield, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in South Plainfield, NJ 07080, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for South Plainfield, NJ

Refinance Rates for South Plainfield, New Jersey 07080 from 2013 - 2020

Below are historical data on refinancing in South Plainfield, New Jersey and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around South Plainfield, New Jersey 07080

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in South Plainfield, New Jersey 07080, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Munjal Patel

Senior Mortgage Consultant

906 Oak Tree Ave Ste R

South Plainfield, NJ 07080

(908) 315-5701

mpatel@kwikmtg.com

Lourdes Corrales

Senior Mortgage Consultant

906 Oak Tree Ave Ste R

South Plainfield, NJ 07080

(908) 769-5151

lcorrales@kwikmtg.com

Gopal Patel

Senior Mortgage Consultant

906 Oak Tree Ave Ste R

South Plainfield, NJ 07080

(908) 315-5261

gpatel@kwikmtg.com

Punit Shah

Senior Mortgage Consultant

906 Oak Tree Ave Ste R

South Plainfield, NJ 07080

(908) 315-5365

pshah@kwikmtg.com

Peter Simko

Senior Mortgage Consultant

906 Oak Tree Ave Ste R

South Plainfield, NJ 07080

(908) 315-5254

psimko@kwikmtg.com

Address

906 Oak Tree Ave Ste R

South Plainfield, NJ

Contact

(908) 315-5701

Fax (301) 639-0804

mpatel@kwikmtg.com

Address

906 Oak Tree Ave Ste R

South Plainfield, NJ

Contact

(908) 769-5151

Fax (301) 639-0804

lcorrales@kwikmtg.com

Address

906 Oak Tree Ave Ste R

South Plainfield, NJ

Contact

(908) 315-5261

Fax (301) 639-0804

gpatel@kwikmtg.com

Refinancing News for South Plainfield, New Jersey 07080