Compare Today’s Refinance Rates for Sparta, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Sparta, New Jersey 07871. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,265 or $9 / month in Sparta and other areas of Sussex county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Sparta, New Jersey 07871.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Sparta, New Jersey 07871

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Sparta, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Sparta, NJ 07871, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Sparta, NJ

Refinance Rates for Sparta, New Jersey 07871 from 2013 - 2020

Below are historical data on refinancing in Sparta, New Jersey and around Sussex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Sparta, New Jersey 07871

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Sparta, New Jersey 07871, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Renee Turner

Loan Officer

283 Sparta Avenue

Sparta, NJ 07871

(201) 230-4123

Renee.Turner@prospectmtg.com

Sandy Stephens

Mortgage Loan Originator

1 Professional Quadrangle

Sparta, NJ 07871

sstephens@homebridge.com

Jeremy Press

Mortgage Banker

27 Sparta Ave

Sparta, NJ 07871

(197) 372-9319

jeremy.press@chase.com

Chuck Reed

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07871

(973) 532-8745

creed@remn.com

Frank Montufar

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07871

(973) 532-8745

fmontufar@remn.com

Address

283 Sparta Avenue

Sparta, NJ

Contact

(201) 230-4123

Fax (301) 639-0804

Renee.Turner@prospectmtg.com

Address

1 Professional Quadrangle

Sparta, NJ

Contact

Fax (301) 639-0804

sstephens@homebridge.com

Address

27 Sparta Ave

Sparta, NJ

Contact

(197) 372-9319

Fax (301) 639-0804

jeremy.press@chase.com

Refinancing News for Sparta, New Jersey 07871