Compare Today’s Refinance Rates for Spring Lake, New Jersey 07762
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Spring Lake, New Jersey 07762.
With a 30-year amortization refinance in Spring Lake and surrounding areas of Monmouth county, our calculations show that you can expect to save up to $25,451 over the lifetime of your mortgage, or a monthly savings of $71. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Spring Lake, New Jersey 07762.
Summary of Average Refinances in Spring Lake, New Jersey 07762
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Interactive Refinance Rate Projections for Spring Lake, New Jersey 07762
Pureloan has developed an interactive chart to monitor the five largest local lenders in Spring Lake, NJ 07762, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Spring Lake, New Jersey 07762 from 2024 - 2016
The following historical data provides insights into refinancing trends in Spring Lake, New Jersey and the surrounding Monmouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Spring Lake, New Jersey 07762
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Spring Lake, New Jersey 07762, we have compiled a list of top refinance brokers to assist you in the process.
Audra Burghard
Mortgage Banker
1310 3rd Ave
Spring Lake, NJ 07762
(184) 833-3681
audra.a.burghard@chase.com
Martha Estrada
Mortgage Banker
1 E Clinton St
Dover, NJ 07762
(197) 336-6200
martha.c.estrada@chase.com
Carlos Zuniga
Mortgage Banker
57 Diamond Spring Rd
Denville, NJ 07762
(197) 362-5738
carlos.zuniga@chase.com
Michael Brannigan
Branch Manager
111 Howard Blvd Ste 170B
Mount Arlington, NJ 07762
(973) 770-4900
mike.brannigan@guaranteedrate.com
Myra Katzoff
Mortgage Banker
241 Newton Sparta Rd Ste 1
Newton, NJ 07762
(197) 338-3047
myra.katzoff@chase.com
Address
1310 3rd Ave
Spring Lake, NJ
Contact
(184) 833-3681
Fax (301) 639-0804
audra.a.burghard@chase.com
Address
1 E Clinton St
Dover, NJ
Contact
(197) 336-6200
Fax (301) 639-0804
martha.c.estrada@chase.com
Address
57 Diamond Spring Rd
Denville, NJ
Contact
(197) 362-5738
Fax (301) 639-0804
carlos.zuniga@chase.com