Compare Today’s Refinance Rates for Stillwater, New Jersey 07875
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Stillwater, New Jersey 07875.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Stillwater, New Jersey 07875. For 30-year amortization refinancing, you can expect lifetime cash savings of $13,854 or $38 per month in Stillwater and other parts of Sussex county.
Summary of Average Refinances in Stillwater, New Jersey 07875
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Interactive Refinance Rate Projections for Stillwater, New Jersey 07875
Pureloan has developed an interactive chart to monitor the five largest local lenders in Stillwater, NJ 07875, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Stillwater, New Jersey 07875 from 2024 - 2016
The following historical data provides insights into refinancing trends in Stillwater, New Jersey and the surrounding Sussex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
% 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Stillwater, New Jersey 07875
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Stillwater, New Jersey 07875, we have compiled a list of top refinance brokers to assist you in the process.
Chuck Reed
Mortgage Loan Originator
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ 07875
(973) 532-8745
creed@remn.com
Frank Montufar
Mortgage Loan Originator
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ 07875
(973) 532-8745
fmontufar@remn.com
Thomas Schindler
Mortgage Loan Originator
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ 07875
(973) 532-8745
tschindler@remn.com
Andrew Cameron
Mortgage Loan Originator
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ 07875
(973) 532-8745
acameron@remn.com
David Gottlieb
Mortgage Loan Originator
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ 07875
(973) 532-8745
dgottlieb@remn.com
Address
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ
Contact
(973) 532-8745
Fax (301) 639-0804
creed@remn.com
Address
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ
Contact
(973) 532-8745
Fax (301) 639-0804
fmontufar@remn.com
Address
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ
Contact
(973) 532-8745
Fax (301) 639-0804
tschindler@remn.com