Compare Today’s Refinance Rates for Stone Harbor, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Stone Harbor, New Jersey 08247. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $105,303 or $293 / month in Stone Harbor and other areas of Cape May county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Stone Harbor, New Jersey 08247.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Stone Harbor, New Jersey 08247

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Stone Harbor, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Stone Harbor, NJ 08247, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Stone Harbor, NJ

Refinance Rates for Stone Harbor, New Jersey 08247 from 2013 - 2020

Below are historical data on refinancing in Stone Harbor, New Jersey and around Cape May county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.69% 41.36% 48.00% 52.53% 59.20% 52.94% 53.93% 42.64%
avg refi rate 4.86% 4.55% 3.90% 3.72% 4.54% 4.07% 3.92% 3.92%
% 15 year fixed refinance 30.77% 38.98% 36.00% 38.48% 32.76% 32.49% 34.61% 38.58%
avg refi rate 4.28% 3.86% 3.28% 2.98% 3.59% 3.28% 3.07% 3.15%
Avg credit score 766.38 769.03 767.22 765.84 755.87 757.05 757.04 759.65
Avg LTV (loan to value) 59.09% 59.67% 62.41% 63.12% 67.98% 67.37% 68.10% 64.14%
Avg DTI (debt to income) 32.69 32.59 32.11 32.48 33.75 33.73 34.13 35.28
Avg refinance insurance % 0.59% 1.22% 2.10% 2.70% 4.85% 3.97% 3.70% 2.12%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Stone Harbor, New Jersey 08247

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Stone Harbor, New Jersey 08247, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ronald Staller

Mortgage Originator

1001 W Brigantine Ave

Brigantine, NJ 08247

(609) 266-1204

rStaller@gateway-funding.com

Don Dodson

Commercial Loan Officer

225 N Main St

Cape May Court House, NJ 08247

(609) 465-5600

ddodson@capebanknj.com

Gary Farnesi

Commercial Loan Officer

225 N Main St

Cape May Court House, NJ 08247

(856) 273-6968

gfarnesi@capebanknj.com

Hugh Arbuthnot

Commercial Loan Officer

225 N Main St

Cape May Court House, NJ 08247

(856) 273-6968

harbuthnot@capebanknj.com

Greg Fuller

Commercial Loan Officer

225 N Main St

Cape May Court House, NJ 08247

(609) 465-5600

gfuller@capebanknj.com

Address

1001 W Brigantine Ave

Brigantine, NJ

Contact

(609) 266-1204

Fax (301) 639-0804

rStaller@gateway-funding.com

Address

225 N Main St

Cape May Court House, NJ

Contact

(609) 465-5600

Fax (301) 639-0804

ddodson@capebanknj.com

Address

225 N Main St

Cape May Court House, NJ

Contact

(856) 273-6968

Fax (301) 639-0804

gfarnesi@capebanknj.com

Refinancing News for Stone Harbor, New Jersey 08247