Compare Today’s Refinance Rates for Teaneck, New Jersey 07666
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Teaneck, New Jersey 07666.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $17,693 over the lifetime of your mortgage, which translates to a monthly savings of $49 in Teaneck and other areas of Bergen county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Teaneck, New Jersey 07666
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Interactive Refinance Rate Projections for Teaneck, New Jersey 07666
Pureloan has developed an interactive chart to monitor the five largest local lenders in Teaneck, NJ 07666, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Teaneck, New Jersey 07666 from 2024 - 2016
The following historical data provides insights into refinancing trends in Teaneck, New Jersey and the surrounding Bergen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Teaneck, New Jersey 07666
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Teaneck, New Jersey 07666, we have compiled a list of top refinance brokers to assist you in the process.
David Steinberg
Loan Officer Development
1415 Queen Anne Rd
Teaneck, NJ 07666
(201) 907-0060
dave@summitfunding.com
Nicholas Pourakis
Mortgage Banker
115 County Rd
Tenafly, NJ 07666
(120) 156-8287
nicholas.c.pourakis@chase.com
John Pagano Vice President/Lending Officer
Home Loan Consultant
370 Pascack Rd
Township Of Washington, NJ 07666
(201) 664-5400
jpagano@oritani.com
Christopher Carola
Home Loan Consultant
370 Pascack Rd
Township Of Washington, NJ 07666
(201) 664-5400
ccarola@oritani.com
David Garcia
Home Loan Consultant
370 Pascack Rd
Township Of Washington, NJ 07666
(201) 664-5400
dgarcia@oritani.com
Address
1415 Queen Anne Rd
Teaneck, NJ
Contact
(201) 907-0060
Fax (301) 639-0804
dave@summitfunding.com
Address
115 County Rd
Tenafly, NJ
Contact
(120) 156-8287
Fax (301) 639-0804
nicholas.c.pourakis@chase.com
Address
370 Pascack Rd
Township Of Washington, NJ
Contact
(201) 664-5400
Fax (301) 639-0804
jpagano@oritani.com