Compare Today’s Refinance Rates for Teaneck, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Teaneck, New Jersey 07666. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $7,297 or $20 / month in Teaneck and other areas of Bergen county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Teaneck, New Jersey 07666.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Teaneck, New Jersey 07666

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Teaneck, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Teaneck, NJ 07666, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Teaneck, NJ

Refinance Rates for Teaneck, New Jersey 07666 from 2013 - 2020

Below are historical data on refinancing in Teaneck, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Teaneck, New Jersey 07666

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Teaneck, New Jersey 07666, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

David Steinberg

Loan Officer Development

1415 Queen Anne Rd

Teaneck, NJ 07666

(201) 907-0060

dave@summitfunding.com

Nicholas Pourakis

Mortgage Banker

115 County Rd

Tenafly, NJ 07666

(120) 156-8287

nicholas.c.pourakis@chase.com

John Pagano Vice President/Lending Officer

Home Loan Consultant

370 Pascack Rd

Township Of Washington, NJ 07666

(201) 664-5400

jpagano@oritani.com

Christopher Carola

Home Loan Consultant

370 Pascack Rd

Township Of Washington, NJ 07666

(201) 664-5400

ccarola@oritani.com

David Garcia

Home Loan Consultant

370 Pascack Rd

Township Of Washington, NJ 07666

(201) 664-5400

dgarcia@oritani.com

Address

1415 Queen Anne Rd

Teaneck, NJ

Contact

(201) 907-0060

Fax (301) 639-0804

dave@summitfunding.com

Address

115 County Rd

Tenafly, NJ

Contact

(120) 156-8287

Fax (301) 639-0804

nicholas.c.pourakis@chase.com

Address

370 Pascack Rd

Township Of Washington, NJ

Contact

(201) 664-5400

Fax (301) 639-0804

jpagano@oritani.com

Refinancing News for Teaneck, New Jersey 07666