Compare Today’s Refinance Rates for Thorofare, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Thorofare, New Jersey 08086. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Thorofare and surrounding areas of Gloucester county, your expected lifetime cash savings are $4,939 or $14 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Thorofare, New Jersey 08086.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Thorofare, New Jersey 08086

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Thorofare, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Thorofare, NJ 08086, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Thorofare, NJ

Refinance Rates for Thorofare, New Jersey 08086 from 2013 - 2020

Below are historical data on refinancing in Thorofare, New Jersey and around Gloucester county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.35% 48.52% 48.83% 55.15% 62.54% 61.90% 65.42% 59.78%
avg refi rate 4.87% 4.51% 3.92% 3.77% 4.53% 4.12% 3.88% 3.95%
% 15 year fixed refinance 29.72% 35.54% 36.44% 34.41% 28.37% 25.44% 22.65% 29.31%
avg refi rate 4.25% 3.82% 3.28% 3.01% 3.57% 3.31% 3.14% 3.22%
Avg credit score 767.64 770.96 771.54 766.95 752.22 754.18 753.31 749.82
Avg LTV (loan to value) 65.29% 66.13% 67.43% 68.71% 72.46% 71.33% 68.61% 65.88%
Avg DTI (debt to income) 31.35 30.83 30.55 30.63 33.59 33.41 33.73 34.73
Avg refinance insurance % 1.48% 1.82% 2.26% 3.36% 4.44% 3.70% 2.93% 2.57%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Thorofare, New Jersey 08086

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Thorofare, New Jersey 08086, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

L Miles

Mortgage Loan Officer

1179 Route 40

Woodstown, NJ 08086

(856) 769-4400

LMILES@FRANKLINBNK.COM

Lindsay Harmon

Mortgage Loan Officer

1179 Route 40

Woodstown, NJ 08086

(856) 678-5911

lharmon@franklinbnk.com

Rachael Massing-Cobian

1179 Route 40

Woodstown, NJ 08086

(856) 694-0220

rmassing-cobian@franklinbnk.com

Teresa Cancelosi

1179 Route 40

Woodstown, NJ 08086

(609) 624-1991

tcancelosi@franklinbnk.com

Kimberly Cruz

Mortgage Loan Officer

1179 Route 40

Woodstown, NJ 08086

(856) 769-4400

kcruz@franklinbnk.com

Address

1179 Route 40

Woodstown, NJ

Contact

(856) 769-4400

Fax (301) 639-0804

LMILES@FRANKLINBNK.COM

Address

1179 Route 40

Woodstown, NJ

Contact

(856) 678-5911

Fax (301) 639-0804

lharmon@franklinbnk.com

Address

1179 Route 40

Woodstown, NJ

Contact

(856) 694-0220

Fax (301) 639-0804

rmassing-cobian@franklinbnk.com

Refinancing News for Thorofare, New Jersey 08086