Compare Today’s Refinance Rates for Titusville, New Jersey 08560
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Titusville, New Jersey 08560.
With a 30-year amortization refinance in Titusville and surrounding areas of Mercer county, our calculations show that you can expect to save up to $16,501 over the lifetime of your mortgage, or a monthly savings of $46. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Titusville, New Jersey 08560.
Summary of Average Refinances in Titusville, New Jersey 08560
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Interactive Refinance Rate Projections for Titusville, New Jersey 08560
Pureloan has developed an interactive chart to monitor the five largest local lenders in Titusville, NJ 08560, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Titusville, New Jersey 08560 from 2024 - 2016
The following historical data provides insights into refinancing trends in Titusville, New Jersey and the surrounding Mercer county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 65.47% | 65.37% | 65.36% | 64.14% | 58.11% | 53.95% | 53.12% | 63.28% |
| avg refi rate | 6.36% | 3.63% | 2.97% | 3.25% | 4.15% | 4.62% | 4.14% | 3.91% | 4.11% |
| % 15 year fixed refinance | 9.09% | 24.55% | 22.06% | 23.35% | 24.61% | 31.08% | 35.09% | 35.01% | 26.56% |
| avg refi rate | 5.00% | 2.90% | 2.48% | 2.84% | 3.68% | 3.84% | 3.46% | 3.22% | 3.41% |
| Avg credit score | 732.27 | 738.21 | 756.56 | 769.25 | 760.30 | 752.05 | 762.29 | 764.03 | 766.49 |
| Avg LTV (loan to value) | 64.36% | 59.37% | 63.92% | 68.74% | 71.13% | 69.64% | 72.27% | 72.45% | 72.08% |
| Avg DTI (debt to income) | 36.27 | 33.66 | 31.93 | 32.06 | 33.62 | 33.10 | 34.07 | 30.82 | 32.57 |
| Avg refinance insurance % | 2.73% | 0.82% | 1.50% | 3.05% | 4.33% | 3.43% | 4.88% | 4.80% | 5.49% |
Best Refinance Brokers around Titusville, New Jersey 08560
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Titusville, New Jersey 08560, we have compiled a list of top refinance brokers to assist you in the process.
Patti Miller
Loan Officer
3499 Canyon De Flores, Suite E
Sierra Vista, AZ 08560
(520) 459-1161
pmiller@sunstreetmortgage.com
Paxton Buglewicz
Loan Officer
3499 Canyon De Flores, Suite E
Sierra Vista, AZ 08560
(520) 547-2400
pbuglewicz@sunstreetmortgage.com
Steve Forino
Loan Officer
349 New Brunswick Ave
Hamilton, NJ 08560
(732) 616-7882
Steve.Forino@pnc.com
Robert Hewitt
Loan Officer
349 New Brunswick Ave
Hamilton, NJ 08560
Robert.Hewitt@pnc.com
Frank Mancino
Mortgage Loan Officer
1 Nami Ln
Trenton, NJ 08560
(609) 586-0020
fmancino@gateway-funding.com
Address
3499 Canyon De Flores, Suite E
Sierra Vista, AZ
Contact
(520) 459-1161
Fax (301) 639-0804
pmiller@sunstreetmortgage.com
Address
3499 Canyon De Flores, Suite E
Sierra Vista, AZ
Contact
(520) 547-2400
Fax (301) 639-0804
pbuglewicz@sunstreetmortgage.com
Address
349 New Brunswick Ave
Hamilton, NJ
Contact
(732) 616-7882
Fax (301) 639-0804
Steve.Forino@pnc.com